S1693-119

1. Short title This Act may be cited as the Federal Agriculture Risk Management Enhancement and Resilience Act of 2025 or the FARMER Act of 2025.

2. Premium support for certain plans of insurance Section 508(e) of the Federal Crop Insurance Act of 1938 (7 U.S.C. 1508(e)) is amended— by redesignating paragraph (8) as paragraph (9); in paragraph (9) (as so redesignated) by striking and (7) and inserting (7), and (8); and by inserting after paragraph (7) the following: Notwithstanding subparagraphs (F) and (G) of paragraph (2), in the case of an individual farm-based revenue protection or yield protection plan of insurance, when a producer elects such a plan of insurance based upon enterprise units or whole farm units, the Corporation shall pay a part of the premium as provided under those subparagraphs except that the applicable factor shall be— 77 percent in the case of the coverage level described in paragraph (2)(F); and 68 percent in the case of the coverage level described in paragraph (2)(G). (8)Premium support for certain plans of insuranceNotwithstanding subparagraphs (F) and (G) of paragraph (2), in the case of an individual farm-based revenue protection or yield protection plan of insurance, when a producer elects such a plan of insurance based upon enterprise units or whole farm units, the Corporation shall pay a part of the premium as provided under those subparagraphs except that the applicable factor shall be—(A)77 percent in the case of the coverage level described in paragraph (2)(F); and(B)68 percent in the case of the coverage level described in paragraph (2)(G)..

3. Coverage level and premium subsidy under supplemental coverage option Section 508(c)(4)(C) of the Federal Crop Insurance Act (7 U.S.C. 1508(c)(4)(C)) is amended— in clause (ii), by striking 14 and inserting 10; and in clause (iii)(I), by striking 86 and inserting 90. Section 508(e)(2)(H)(i) of the Federal Crop Insurance Act (7 U.S.C. 1508(e)(2)(H)(i)) is amended by striking 65 and inserting 80.

4. Study Section 522(c) of the Federal Crop Insurance Act (7 U.S.C. 1522(c)) is amended by adding at the end the following: The Corporation shall carry out a study, or offer to enter into 1 or more contracts with 1 or more qualified persons to carry out a study, to determine the feasibility of modifying the supplemental coverage option described in section 508(c)(4)(C) to provide coverage for counties larger than 1,400 square miles— at a level smaller than county-wide; and at a level greater than individual coverage. Not later than 1 year after the date of enactment of this paragraph, the Corporation shall submit to the Committee on Agriculture, Nutrition, and Forestry of the Senate and the Committee on Agriculture of the House of Representatives a report that describes— the results of the study carried out under subparagraph (A); and any recommendations with respect to those results. (20)Study on supplemental coverage option(A)In generalThe Corporation shall carry out a study, or offer to enter into 1 or more contracts with 1 or more qualified persons to carry out a study, to determine the feasibility of modifying the supplemental coverage option described in section 508(c)(4)(C) to provide coverage for counties larger than 1,400 square miles—(i)at a level smaller than county-wide; and(ii)at a level greater than individual coverage.(B)ReportNot later than 1 year after the date of enactment of this paragraph, the Corporation shall submit to the Committee on Agriculture, Nutrition, and Forestry of the Senate and the Committee on Agriculture of the House of Representatives a report that describes—(i)the results of the study carried out under subparagraph (A); and(ii)any recommendations with respect to those results..