Improving SCRA Benefit Utilization Act of 2025
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
This bill, Improving SCRA Benefit Utilization Act of 2025, changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Defense, Veterans Affairs.
Who Benefits and How
financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.
Who Bears the Burden and How
federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.
Key Provisions
- Section H3FC91D0513AB41D69CB903312D562BBF: 1. Short title This Act may be cited as the Improving SCRA Benefit Utilization Act of 2025.
- Section H5750918C32FB48A086A42C5D5F8CF12A: 2. Financial literacy training regarding the Servicemembers Civil Relief Act Section 992 of title 10, United States Code, is amended— in subsection (a)(1)— by...
- Section HAA55D74B0EFF4DF7A270AE89CC43961E: 3. Notification of benefits under the Servicemembers Civil Relief Act to servicemembers called or ordered to active duty or to active service Section 105 of...
- Section HA7DE336758FF4E30AEE2DC51A0428E6B: 4. Financial institution obligation to apply maximum rate of interest on all servicemember debts incurred before military service Section 207(b) of the...
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.
At a Glance
What This Bill Does
This bill, Improving SCRA Benefit Utilization Act of 2025, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Key Policy Areas
Finance, Defense, Veterans Affairs
Primary Purpose
This bill, Improving SCRA Benefit Utilization Act of 2025, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Policy Domains
Whole bill
Identified Gains
- financial institutions, investors, and borrowers
Identified Costs
- federal implementing agencies
- financial institutions, investors, and borrowers
Sponsors
Jon Ossoff
D-GA | Primary Sponsor
Legislative Progress
In CommitteeMr. Ossoff (for himself and Mr. Scott of Florida) introduced …
Read twice and referred to the Committee on Armed Services.
Introduced in Senate
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "federal_implementing_agencies"
- → Federal agencies assigned duties by the bill
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology