Insurance Data Protection Act
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
This bill, Insurance Data Protection Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Government Operations, Defense.
Who Benefits and How
financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.
Who Bears the Burden and How
federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.
Key Provisions
- Section H1172F871766E4B5C9D0810EA94A80A00: 1. Short title This Act may be cited as the Insurance Data Protection Act.
- Section HAD38432D1E8F4F31B10AAFFA029A2926: 2. Repeal of subpoena and enforcement authority Section 313(e) of title 31, United States Code, is amended by striking paragraph (6).
- Section H81E613E2BBD947D6883B50F1DADCDD92: 3. Confidentiality by Federal Insurance Office Section 313(e)(5) of title 31, United States Code, is amended— in subparagraph (A), by inserting after Office...
- Section HE6BFDF15E1154C3C99B88081BFCB23FF: 4. Limitation on subpoenas by the Office of Financial Research Section 153(f)(1) of the Financial Stability Act of 2010 (12 U.S.C. 5343(f)(1)) is amended, in...
- Section H850B5AC3554449C7ADC38863F8027F1F: 5. Confidentiality by financial regulators The Financial Stability Act of 2010 (12 U.S.C. 5311 et seq.) is amended by adding at the end the following: In this...
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers.
At a Glance
What This Bill Does
This bill, Insurance Data Protection Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Key Policy Areas
Finance, Government Operations, Defense
Primary Purpose
This bill, Insurance Data Protection Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Policy Domains
Whole bill
Identified Gains
Contextual inference, no direct clause citation- financial institutions, investors, and borrowers
Contextual inference, no direct clause citation
Identified Costs
Contextual inference, no direct clause citation- federal implementing agencies
- financial institutions, investors, and borrowers
Contextual inference, no direct clause citation
Sponsors
Legislative Progress
In CommitteeMrs. Britt (for herself, Mr. Scott of South Carolina, Mr. …
Read twice and referred to the Committee on Banking, Housing, …
Introduced in Senate
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "the_commission"
- → The commission identified in the operative section
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology