S1498-119

Reported

To amend chapter 131 of title 5, United States Code, to prohibit transactions involving certain financial instruments by Members of Congress.

119th Congress Introduced Apr 28, 2025

At a Glance

Read full bill text

Legislative Progress

Reported
Introduced Committee Passed
Dec 10, 2025

Reported by Mr. Paul, with an amendment

Apr 28, 2025

Mr. Hawley (for himself and Mr. Moreno) introduced the following …

Apr 28, 2025

Mr. Hawley (for himself, Mr. Moreno, Mr. Ossoff, Mr. Peters, …

Summary

What This Bill Does

This bill prohibits Members of Congress, the President, Vice President, and their spouses and dependent children from holding or trading individual stocks, securities, commodities, and digital assets while in office. Current officeholders would have 180-540 days to divest. The bill also requires electronic filing of financial disclosures and increases penalties for non-compliance.

Who Benefits and How

  • General public and voters benefit from reduced potential for insider trading and conflicts of interest by elected officials
  • Diversified fund managers (ETFs, mutual funds) see increased business as officials must shift assets to compliant investments
  • Government transparency advocates get improved searchable disclosure databases

Who Bears the Burden and How

  • Members of Congress and spouses must divest individual stock holdings within 180-540 days
  • President, Vice President, and families face same divestiture requirements
  • Ethics committees face increased enforcement and monitoring responsibilities
  • Wealthy candidates may face barriers if unwilling to divest personal portfolios

Key Provisions

  • Bans covered officials from holding individual stocks, securities, commodities, and digital assets
  • Requires divestiture within 180 days (current members) to 540 days (illiquid investments)
  • Imposes $500 fine per violation, plus disgorgement of profits
  • Requires GAO audit of compliance within 2 years
Model: claude-opus-4
Generated: Jan 7, 2026 05:10

Evidence Chain:

This summary is derived from the structured analysis below. See "Detailed Analysis" for per-title beneficiaries/burden bearers with clause-level evidence links.

Primary Purpose

Prohibits Members of Congress, the President, Vice President, and their spouses from holding, purchasing, or selling individual stocks and other covered financial instruments while in office

Policy Domains

Ethics Government Reform Financial Regulation Congressional Ethics

Legislative Strategy

"Address public concern about congressional insider trading by requiring divestiture of individual securities"

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Ethics Congressional Oversight
Actor Mappings
"supervising_ethics_committee"
→ Senate Select Committee on Ethics or House Committee on Ethics
Domains
Ethics Financial Disclosure
Actor Mappings
"comptroller_general"
→ GAO
"supervising_ethics_office"
→ Applicable ethics office (Senate Ethics, House Ethics, or Judicial Conference)

Note: Bill contains two alternative versions: PELOSI Act (original) and HONEST Act (substitute amendment) - the RS (reported in Senate) version includes both

Key Definitions

Terms defined in this bill

2 terms
"covered financial instrument / covered investment" §13161

Securities, commodities, futures, digital assets, and derivatives; excludes diversified mutual funds, ETFs, Treasury bonds, and spouse primary occupation compensation

"covered person" §13161(c)

Member of Congress, President, Vice President, and in some cases their spouses and dependent children

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology