HRES908-119

What This Bill Does
This House Resolution expresses Congressional support for designating October 2025 as "National Financial Planning Month." It's a symbolic statement encouraging Americans to participate in financial education activities like budgeting workshops, investment seminars, and retirement planning classes. The resolution has no legal force—it doesn't create new laws, require anyone to do anything, or spend taxpayer money.

Who Benefits and How
Financial planning professionals and certified financial planners may see a modest indirect boost in visibility and demand for their services during the awareness month. Financial literacy organizations, schools, and colleges are encouraged to offer educational programs about budgeting, saving, investing, and credit management. The resolution specifically highlights pro bono financial planning initiatives that provide free financial guidance to underserved and economically vulnerable families, though it doesn't fund these programs.

Who Bears the Burden and How
No one faces new costs, regulations, or requirements from this resolution. It's purely voluntary and aspirational. There are no mandates on individuals, businesses, or government agencies. No taxpayer funds are appropriated.

Key Provisions
- Supports designating October 2025 as National Financial Planning Month to raise public awareness
- Encourages Americans to attend public seminars or workshops on budgeting, saving, credit use, investing, and retirement planning
- Urges schools and colleges to incorporate financial education curricula
- Promotes access to financial planning services for people of all ages
- Highlights pro bono financial planning initiatives to help underserved and economically vulnerable individuals and families

Bottom Line
This is a ceremonial resolution—essentially a formal statement of Congressional opinion. It raises awareness about financial literacy but creates no new programs, funding, or legal obligations.