Providing for consideration of the joint resolution (S.J. Res. 18) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to Overdraft Lending: Very Large Financial Institutions; providing for consideration of the joint resolution (S.J. Res. 28) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications; providing for consideration of the bill (H.R. 1526) to amend title 28, United States Code, to limit the authority of district courts to provide injunctive relief, and for other purposes; providing for consideration of the bill (H.R. 22) to amend the National Voter Registration Act of 1993 to require proof of United States citizenship to register an individual to vote in elections for Federal office, and for other purposes; and for other purposes.
Sponsors
Legislative Progress
Passed HousePassed House (inferred from eh version)
Ms. Foxx, from the Committee on Rules, reported the following …
Summary
What This Bill Does
Establishes House procedures for considering two Congressional Review Act resolutions disapproving CFPB rules on overdraft lending by large banks and digital payment app regulation.
Who Benefits and How
Supporters of overturning CFPB rules gain floor time. Large banks and digital payment companies benefit if rules are disapproved.
Who Bears the Burden and How
Consumer protection advocates face streamlined opposition to CFPB rules. Minority has limited procedural options.
Key Provisions
- Provides for consideration of SJ Res 18 (CFPB overdraft rule disapproval)
- Provides for consideration of SJ Res 28 (CFPB digital payment app rule disapproval)
- One hour debate on each resolution
- Also includes HR 1526 on limiting district court injunctive relief
Evidence Chain:
This summary is derived from the structured analysis below. See "Detailed Analysis" for per-title beneficiaries/burden bearers with clause-level evidence links.
Primary Purpose
Procedural rule for CRA disapproval resolutions on CFPB overdraft and digital payment rules
Policy Domains
Legislative Strategy
"Facilitate CRA disapproval of Biden-era CFPB regulations"
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
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