HR9662-118

Introduced

To establish an independent entity within the Department of Housing and Urban Development to acquire and maintain distressed real estate to stabilize communities and increase the supply of affordable housing, and for other purposes.

118th Congress Introduced Sep 18, 2024

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, To establish an independent entity within the Department of Housing and Urban Development to acquire and maintain distressed real estate to stabilize communities and increase the supply of affordable housing, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Civil Rights, Housing.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section HC418A7AFBE0B4452B9FCD339DC96A5AD: 1. Short title; table of contents This Act may be cited as the Homes Act of 2024. The table of contents for this Act is as follows:
  • Section HC408823F00774ECEAEA10FFC84431216: 2. Findings and purposes Congress finds that the national protracted housing crisis has existed for decades and only continues to worsen, with the lack of...
  • Section H12DCCA40535C4DF8A3359A4FE2D4006F: 3. Definitions In this Act: The term affordable housing means housing that complies with the standards established under section 7(c). The term at risk of...
  • Section H24AEC56ED2AE4EA88EE75648C2DEC6B3: 4. Establishment of authority There is established within the Department of Housing and Urban Development an independent authority to be known as the Housing...
  • Section H1AFE92E2595C49F48B0F34E2AAF10E94: 5. Purposes of the authority The purposes of the Authority shall be to— acquire real estate, public land, corporate-owned vacant properties, including vacant,...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, To establish an independent entity within the Department of Housing and Urban Development to acquire and maintain distressed real estate to stabilize communities and increase the supply of affordable housing, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance, Civil Rights, Housing

Primary Purpose

This bill, To establish an independent entity within the Department of Housing and Urban Development to acquire and maintain distressed real estate to stabilize communities and increase the supply of affordable housing, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance Civil Rights Housing

Whole bill

Identified Gains
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
financial institutions, investors, and borrowers: ,
Identified Costs
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
federal implementing agencies: ,
financial institutions, investors, and borrowers: ,

Legislative Progress

Introduced
Introduced Committee Passed
Sep 18, 2024

Ms. Ocasio-Cortez (for herself, Ms. Adams, Ms. Balint, Mr. Bowman, …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Civil Rights Housing
Actor Mappings
"the_commission"
→ The commission identified in the operative section
"secretary_of_labor"
→ Secretary of Labor
"administrator_of_epa"
→ Administrator of the Environmental Protection Agency
"secretary_of_treasury"
→ Secretary of the Treasury
"secretary_of_education"
→ Secretary of Education
"secretary_of_agriculture"
→ Secretary of Agriculture
"secretary_of_health_and_human_services"
→ Secretary of Health and Human Services
"secretary_of_housing_and_urban_development"
→ Secretary of Housing and Urban Development

Key Definitions

Terms defined in this bill

2 terms
"low-income family" §H12DCCA40535C4DF8A3359A4FE2D4006F

a family that satisfies the definition of the term persons of low income in section 102(a) of the Housing and Community Development Act of 1974 (42 U.S.C. 5302(a))

"unreasonable rent increase" §HA70EC9D84CA7408FB84767C6306520DD

an increase in rent that exceeds the lesser of— 3 percent per year

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology