Patient Refunds for Bad Denials Act of 2026
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
This bill, Patient Refunds for Bad Denials Act of 2026, changes federal law or congressional policy affecting health care providers and patients. The main policy domain is Healthcare, Finance, Immigration.
Who Benefits and How
health care providers and patients may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.
Who Bears the Burden and How
federal implementing agencies, health care providers and patients may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.
Key Provisions
- Section H099F6B0B715848AFAC335D6D9ABC50AD: 1. Short title This Act may be cited as the Patient Refunds for Bad Denials Act of 2026.
- Section H8406C9E5715E47B8BAE826916889D988: 2. Establishing civil liability for health insurance issuers with high levels of claims denials Title XXVII of the Public Health Service Act (42 U.S.C. 300gg...
- Section HB1B359A43B1F4109BC2E80D674C8B161: 2799C–1. Civil liability for high rates of claims denials The Secretary may impose on each health insurance issuer offering group or individual health...
- Section HC844961B2F914949A2C6A81A659FD6C4: 2730. Transparency of information A health insurance issuer offering group or individual health insurance coverage shall, in the case such issuer denies a...
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.
At a Glance
What This Bill Does
This bill, Patient Refunds for Bad Denials Act of 2026, changes federal law or congressional policy affecting health care providers and patients.
Key Policy Areas
Healthcare, Finance, Immigration
Primary Purpose
This bill, Patient Refunds for Bad Denials Act of 2026, changes federal law or congressional policy affecting health care providers and patients.
Policy Domains
Whole bill
Identified Gains
- health care providers and patients
Identified Costs
- federal implementing agencies
- health care providers and patients
Sponsors
Angie Craig
D-MN | Primary Sponsor
Legislative Progress
In CommitteeReferred to the House Committee on Energy and Commerce.
Introduced in House
Ms. Craig (for herself and Mr. Ryan) introduced the following …
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "the_secretary"
- → The Secretary identified in the operative section
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology