To amend the Federal banking laws to improve the safety and soundness of the United States banking system, and for other purposes.
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
This bill, To amend the Federal banking laws to improve the safety and soundness of the United States banking system, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Government Operations, Technology.
Who Benefits and How
financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.
Who Bears the Burden and How
federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.
Key Provisions
- Section H7E9757F710A44B328F86535FB5FFF082: 1. Short title; table of contents This Act may be cited as the Bank Resilience and Regulatory Improvement Act. The table of contents for this Act is as follows:
- Section H3E61EFE110274248B8298F55D29DADFC: 101. Increased asset thresholds Section 1025(a) of the Consumer Financial Protection Act of 2010 (12 U.S.C. 5515) is amended by striking $10,000,000,000 each...
- Section H9BCE6B267AEE467D853F8B6C0B8D8A5B: 201. Complete record on an application Section 3(b)(1) of the Bank Holding Company Act of 1956 (12 U.S.C. 1842(b)(1)) is amended— by striking Upon receiving...
- Section H520E467A1E4242A6A1E320F334B1DBE4: 301. Rulemaking related to stress capital buffer requirements Not later than 90 days after the date of the enactment of this section, the Board of Governors of...
- Section H5F9A4EB01F1C4E8DAE97C8322E15EE70: 302. Rulemaking relating to stress testing Beginning in the first calendar year beginning after the date of the enactment of this section, the Board shall, not...
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.
At a Glance
What This Bill Does
This bill, To amend the Federal banking laws to improve the safety and soundness of the United States banking system, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Key Policy Areas
Finance, Government Operations, Technology
Primary Purpose
This bill, To amend the Federal banking laws to improve the safety and soundness of the United States banking system, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Policy Domains
Whole bill
Identified Gains
- financial institutions, investors, and borrowers
Identified Costs
- federal implementing agencies
- financial institutions, investors, and borrowers
Sponsors
Legislative Progress
ReportedAdditional sponsor: Mr. Fitzgerald
Reported with an amendment, committed to the Committee of the …
Mr. Barr introduced the following bill; which was referred to …
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "federal_implementing_agencies"
- → Federal agencies assigned duties by the bill
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology