HR7987-119

In Committee

CLIMB Act

119th Congress Introduced Mar 18, 2026

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, CLIMB Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Technology, Transportation.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section HBF83C63BE864430DB587CCF167A6D375: 1. Short title This Act may be cited as the Capital Lending and Investment for Marijuana Businesses Act or the CLIMB Act.
  • Section HAF3A3837DCFF4B2B938B9F2D2AE1D815: 2. Prohibition on Federal agencies taking certain actions against persons who provide business assistance to cannabis-related legitimate businesses A Federal...
  • Section HBFC17CFA645047C8B3CC5F96B7BC3FC8: 3. Safe harbor for national securities exchanges Section 6 of the Securities Exchange Act of 1934 (15 U.S.C. 78f) is amended by adding at the end the...
  • Section H64408F5227944FADBAE71890D94D5CC4: 4. Effective date This Act and the amendment made by this Act shall take effect 180 days after the date of enactment of this Act.

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, CLIMB Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance, Technology, Transportation

Primary Purpose

This bill, CLIMB Act, changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance Technology Transportation

Whole bill

Identified Gains
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
financial institutions, investors, and borrowers: ,
Identified Costs
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
federal implementing agencies: ,
financial institutions, investors, and borrowers: ,

Legislative Progress

In Committee
Introduced Committee Passed
Mar 18, 2026

Referred to the House Committee on Financial Services.

Mar 18, 2026

Introduced in House

Mar 18, 2026

Mr. Reschenthaler (for himself and Mr. Carter of Louisiana) introduced …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Technology Transportation
Actor Mappings
"federal_implementing_agencies"
→ Federal agencies assigned duties by the bill

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology