To provide the National Credit Union Administration Board flexibility to increase Federal credit union loan maturities, and for other purposes.
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
This bill, To provide the National Credit Union Administration Board flexibility to increase Federal credit union loan maturities, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Government Operations, Labor.
Who Benefits and How
financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.
Who Bears the Burden and How
federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.
Key Provisions
- Section H95D865FC9D774C1EAF5F8657CDCFA1E5: 1. Short title This Act may be cited as the Expanding Access to Lending Options Act.
- Section HB73EADDBBE3746B8961C80D36B5D0512: 2. Sense of Congress It is the sense of Congress that as the prudential regulator of the federally chartered credit unions of the United States, it is of...
- Section H1EB393AB0EA94419A4EC473B0F8A4919: 3. Powers of Federal credit unions Section 107(5) of the Federal Credit Union Act (12 U.S.C. 1757(5)) is amended— in the matter preceding subparagraph (A), by...
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.
At a Glance
What This Bill Does
This bill, To provide the National Credit Union Administration Board flexibility to increase Federal credit union loan maturities, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Key Policy Areas
Finance, Government Operations, Labor
Primary Purpose
This bill, To provide the National Credit Union Administration Board flexibility to increase Federal credit union loan maturities, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.
Policy Domains
Whole bill
Identified Gains
- financial institutions, investors, and borrowers
Identified Costs
- federal implementing agencies
- financial institutions, investors, and borrowers
Sponsors
Legislative Progress
IntroducedMr. Fitzgerald (for himself, Mr. Vargas, Mrs. Kim of California, …
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "federal_implementing_agencies"
- → Federal agencies assigned duties by the bill
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology