HR6477-119

In Committee

Housing to Homes Act of 2025

119th Congress Introduced Dec 4, 2025

Summary

What This Bill Does

The Housing to Homes Act adds furniture-bank support to federal homelessness assistance. It defines a furniture bank as a registered charity, nonprofit, or social enterprise that provides household furnishings at little or no cost to people or families in need, including people experiencing homelessness. It then amends the McKinney-Vento Continuum of Care eligible activities list so CoC funds can pay a furniture bank for household furnishings, delivery, installation, and assembly for three groups: people currently homeless, people who were homeless within the prior six months and are now in permanent housing, and people moving from homelessness into permanent supportive housing. Furnishings become the sole property of the individual or family. HUD must report to Congress after three years on the impact of these furniture-bank payments. HUD must also post annual website reports on furniture poverty, including the number of Americans in poverty, links between furniture poverty and reentry into homelessness, and the impact of furniture-bank payments. The authority repeals after five years.

Who Benefits and How

Homeless households benefit because they can receive beds, tables, seating, and other household furnishings as they enter housing. Recently housed families benefit because the bill covers people who were homeless in the prior six months, reducing the chance that an empty apartment undermines housing stability. Furniture banks benefit because CoC programs can pay them for furnishings plus delivery, installation, and assembly. Continuum of Care programs benefit from a new practical housing-stabilization tool. HUD and Congress benefit from required reporting on furniture poverty and program impact.

Who Bears the Burden and How

Continuum of Care administrators must decide when to use grant funds for furniture-bank payments and document eligibility. HUD homelessness program staff must produce a three-year report to Congress and annual public reports on furniture poverty. Furniture banks accepting payments must provide furnishings and logistics services for eligible households. Federal homelessness funds may be redirected from other eligible CoC activities to pay for furnishings.

Key Provisions

  • Adds a furniture bank definition covering charities, nonprofits, and social enterprises that provide low-cost or no-cost furnishings.
  • Authorizes Continuum of Care payments to furniture banks for furnishings, delivery, installation, and assembly.
  • Provides eligibility for currently homeless households, recently homeless households in permanent housing, and households entering permanent supportive housing.
  • Requires furnishings to become the sole property of the individual or family.
  • Requires HUD reports to Congress and annual public reporting on furniture poverty.
  • Repeals the amendments after five years.

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

Makes furniture-bank payments an eligible Continuum of Care homelessness assistance activity for people who are homeless, recently homeless, or moving into permanent supportive housing, requires HUD reporting on furniture poverty, and sunsets the authority after five years.

Key Policy Areas

Housing, Social Services, Homelessness

Primary Purpose

Makes furniture-bank payments an eligible Continuum of Care homelessness assistance activity for people who are homeless, recently homeless, or moving into permanent supportive housing, requires HUD reporting on furniture poverty, and sunsets the authority after five years.

Policy Domains

Housing Social Services Homelessness

Substantive provisions

Identified Gains
  • Homeless households
  • Recently housed families
  • Furniture banks
  • Continuum of Care programs
  • HUD homelessness analysts
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
Furniture banks: ,
Homeless households: ,
Recently housed families: ,
HUD homelessness analysts: ,
Continuum of Care programs: ,
Identified Costs
  • Continuum of Care administrators
  • HUD homelessness program staff
  • Furniture banks
  • Federal homelessness grant recipients
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
Furniture banks: ,
HUD homelessness program staff: ,
Continuum of Care administrators: ,
Federal homelessness grant recipients: ,

Legislative Progress

In Committee
Introduced Committee Passed
Dec 4, 2025

Ms. Salinas (for herself and Ms. Norton) introduced the following …

Dec 4, 2025

Referred to the House Committee on Financial Services.

Dec 4, 2025

Introduced in House

Stakeholder Effects

cui bono?

How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.

Social Services
4 mentions across 1 clause
+2 positive -1 negative ~1 mixed

Continuum of Care administrators, Federal homelessness grant recipients, Homeless households receiving furnishings

Positive-direction: Homeless households receiving furnishings, Recently housed families receiving furnishings

Negative-direction: Continuum of Care administrators

Non-Profit Institutions
1 mention across 1 clause
+1 positive

Furniture banks

Government
1 mention across 1 clause
-1 negative

HUD homelessness program staff

1/2
sections analyzed
Full impact breakdown

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Housing Social Services Homelessness

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology