HR6401-119

Introduced

To require the Secretary of Health and Human Services to submit to Congress a report on the option to elect to pay cost-sharing under a prescription drug plan or MA-PD plan in monthly capped amounts.

119th Congress Introduced Dec 3, 2025

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does
The Increasing Medication Access for Seniors Act of 2025 requires the Department of Health and Human Services to regularly report to Congress on how many Medicare Part D enrollees are using the monthly capped cost-sharing option for prescription drugs. This provision allows seniors to spread their out-of-pocket drug costs across the year rather than paying large amounts upfront.

Who Benefits and How
Medicare Part D enrollees (primarily seniors and people with disabilities) benefit indirectly because the reporting requirements will increase awareness and oversight of the monthly payment option, potentially helping more beneficiaries learn about and use this cost-spreading feature. Patient advocacy groups gain access to data they can use to educate seniors about their options.

Who Bears the Burden and How
The Department of Health and Human Services (specifically CMS) must prepare and submit quarterly reports for the first year, then annual reports through March 2031. This creates an ongoing administrative burden for federal staff to compile enrollment data, track outreach efforts, and monitor implementation of point-of-sale election mechanisms.

Key Provisions
- Mandates quarterly reports to Congress for the first year after enactment, then annual reports through March 31, 2031
- Reports must include the number of enrollees using the monthly capped cost-sharing option, broken down by census region and plan type
- Requires estimates of how many enrollees could benefit but are not using the option
- Requires HHS to report on steps taken to implement point-of-sale enrollment mechanisms
- Mandates disclosure of outreach efforts through Medicare.gov, the Medicare & You handbook, and 1-800-MEDICARE

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers.

At a Glance

What This Bill Does

Requires the Secretary of Health and Human Services to submit regular reports to Congress on Medicare Part D enrollees using the monthly capped cost-sharing option, including usage data, outreach efforts, and implementation of point-of-sale election mechanisms.

Who Benefits

  • Medicare Part D enrollees (seniors and disabled individuals) who may benefit from learning about monthly capped cost-sharing options
  • Congress and policymakers who gain oversight data on the program
  • Patient and consumer advocacy groups who can use the data for education efforts

Who Bears Costs

  • HHS/CMS staff who must prepare and submit quarterly and annual reports
  • Taxpayers (minimal administrative cost for report preparation)

Key Policy Areas

Healthcare, Medicare, Prescription Drugs, Senior Health

Primary Purpose

Requires the Secretary of Health and Human Services to submit regular reports to Congress on Medicare Part D enrollees using the monthly capped cost-sharing option, including usage data, outreach efforts, and implementation of point-of-sale election mechanisms.

Policy Domains

Healthcare Medicare Prescription Drugs Senior Health

Legislative Strategy

"Increase transparency and oversight of the Medicare Part D monthly capped cost-sharing option through mandatory reporting requirements, ensuring Congress can monitor uptake and outreach effectiveness"

Identified Gains

  • Medicare Part D enrollees (seniors and disabled individuals) who may benefit from learning about monthly capped cost-sharing options
  • Congress and policymakers who gain oversight data on the program
  • Patient and consumer advocacy groups who can use the data for education efforts

Identified Costs

  • HHS/CMS staff who must prepare and submit quarterly and annual reports
  • Taxpayers (minimal administrative cost for report preparation)

Legislative Progress

Introduced
Introduced Committee Passed
Dec 3, 2025

Mrs. Kiggans of Virginia (for herself and Mr. Krishnamoorthi) introduced …

Stakeholder Effects

cui bono?

How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.

Government
1 mention across 1 clause
-1 negative

Department of Health and Human Services / Centers for Medicare & Medicaid Services

1/2
sections analyzed
Full impact breakdown

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Healthcare Medicare
Actor Mappings
"the_secretary"
→ Secretary of Health and Human Services

Key Definitions

Terms defined in this bill

4 terms
"Medicare part D enrollee" §2(definitions)

An individual enrolled in a prescription drug plan or MA-PD plan under part D of title XVIII of the Social Security Act (42 U.S.C. 1395w-101 et seq.)

"MA-PD plan" §2(definitions)_ma_pd_plan

Has the meaning given in part D of title XVIII of the Social Security Act (42 U.S.C. 1395w-101 et seq.)

"covered part D drug" §2(definitions)_covered_part_d_drug

Has the meaning given in part D of title XVIII of the Social Security Act (42 U.S.C. 1395w-101 et seq.)

"prescription drug plan" §2(definitions)_prescription_drug_plan

Has the meaning given in part D of title XVIII of the Social Security Act (42 U.S.C. 1395w-101 et seq.)

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology