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Referenced Laws
42 U.S.C. 300gg–91(b)
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Section 1
1. Short title This Act may be cited as the Removing Insurance Gaps for Health Treatment (RIGHT) Act of 2025.
Section 2
2. Ensuring the appropriate availability of short-term limited duration insurance Section 2791(b) of the Public Health Service Act (42 U.S.C. 300gg–91(b)) is amended by adding at the end the following new paragraph: The term short-term limited duration insurance means health insurance coverage provided under a contract with a health insurance issuer that— has an expiration date specified in the contract that is less than 12 months after the original effective date of the contract; and has a duration of not more than 3 years (taking into account renewals or extensions) after the original effective date of the contract. (6)Short-term limited duration insuranceThe term short-term limited duration insurance means health insurance coverage provided under a contract with a health insurance issuer that—(A)has an expiration date specified in the contract that is less than 12 months after the original effective date of the contract; and(B)has a duration of not more than 3 years (taking into account renewals or extensions) after the original effective date of the contract..