HR6229-119

In Committee

Water Infrastructure Finance and Innovation Act Amendments of 2025

119th Congress Introduced Nov 20, 2025

Summary

What This Bill Does

The bill broadens WIFIA eligibility by defining rural water projects to include Reclamation rural water supply projects, qualifying tribal projects, and rural water projects authorized by Federal law. It lowers the small-community minimum project threshold from $5 million to $1 million, authorizes EPA technical assistance for small communities preparing WIFIA proposals, and requires EPA outreach to small communities. It adds eligibility for State-led storage projects, transferred works, and non-federal owners of congressionally authorized water resources projects. It allows collaborative delivery methods such as construction management at-risk and design-build, extends loan maturities for long-lived projects to as much as 55 years after substantial completion, reauthorizes $68 million annually for EPA WIFIA and $15 million annually for Corps WIFIA from fiscal years 2025 through 2029, clarifies budget treatment for non-federal repayment sources, and requires implementation reports to Congress.

Who Benefits and How

Small communities, rural water systems, tribal water projects, State water agencies, transferred-works operators, and non-federal sponsors of congressionally authorized projects benefit from lower thresholds, technical assistance, longer maturities, and broader eligibility. EPA and Corps program offices receive multi-year authorization to support WIFIA lending. Ratepayers may benefit if communities can finance large water projects over longer periods at lower Federal credit costs.

Who Bears the Burden and How

EPA and the Corps must conduct outreach, provide technical assistance, evaluate collaborative delivery methods, implement broader eligibility, and submit reports. Federal credit managers must monitor longer-term loans and non-federal repayment structures. Project sponsors using collaborative delivery or expanded loan terms must document creditworthiness and comply with WIFIA review requirements.

Key Provisions

  • Lowers the WIFIA minimum project threshold for small communities from $5 million to $1 million.
  • Expands rural water project eligibility to include Reclamation, tribal, and federally authorized rural water projects.
  • Authorizes EPA technical assistance and outreach for small communities developing WIFIA proposals.
  • Adds State-led storage projects, transferred works, and non-federal congressionally authorized water projects to eligible categories.
  • Allows collaborative project delivery methods and requires EPA-Corps study of barriers, benefits, and education needs.
  • Extends maturity for long-lived WIFIA loans up to 55 years after substantial completion and reauthorizes EPA and Corps WIFIA funding through fiscal year 2029.

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

Expands WIFIA access for small, rural, tribal, storage, transferred-works, and congressionally authorized water projects while reauthorizing EPA and Corps WIFIA funding through fiscal year 2029.

Key Policy Areas

Water Infrastructure, State & Local Government, Tribal Nations

Primary Purpose

Expands WIFIA access for small, rural, tribal, storage, transferred-works, and congressionally authorized water projects while reauthorizing EPA and Corps WIFIA funding through fiscal year 2029.

Policy Domains

Water Infrastructure State & Local Government Tribal Nations

Substantive provisions

Identified Gains
  • Small community water systems
  • Rural water project sponsors
  • Tribal water projects
  • State water agencies
  • Non-federal water project sponsors
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
State water agencies: , , , , , ,
Tribal water projects: , , , , , ,
Rural water project sponsors: , , , , , ,
Small community water systems: , , , , , ,
Non-federal water project sponsors: , , , , , ,
Identified Costs
  • Environmental Protection Agency WIFIA program
  • Army Corps of Engineers WIFIA program
  • Federal credit budget offices
  • Water project applicants
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
Water project applicants: , , , , , ,
Federal credit budget offices: , , , , , ,
Army Corps of Engineers WIFIA program: , , , , , ,
Environmental Protection Agency WIFIA program: , , , , , ,

Legislative Progress

In Committee
Introduced Committee Passed
Nov 22, 2025

Referred to the Subcommittee on Water Resources and Environment.

Nov 20, 2025

Ms. Schrier (for herself, Mr. Newhouse, Mr. Garamendi, Mr. LaMalfa, …

Nov 20, 2025

Referred to the Committee on Transportation and Infrastructure, and in …

Nov 20, 2025

Introduced in House

Stakeholder Effects

cui bono?

How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.

Water Infrastructure
11 mentions across 8 clauses
+9 positive ?2 uncertain

Large water infrastructure sponsors, Non-federal water project sponsors, Rural water project sponsors

Government
10 mentions across 8 clauses
-10 negative

Army Corps of Engineers WIFIA program, Environmental Protection Agency WIFIA program, Federal credit budget offices

State & Local Government
2 mentions across 2 clauses
?2 uncertain

State water agencies

Tribal Nations
1 mention across 1 clause
+1 positive

Tribal water projects

Taxpayers
1 mention across 1 clause
-1 negative

Taxpayers

Consumers
1 mention across 1 clause
-1 negative

Water utility ratepayers

Construction
1 mention across 1 clause
?1 uncertain

Design-build contractors

8/11
sections analyzed
Full impact breakdown

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Water Infrastructure State & Local Government Tribal Nations

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology