HR6045-119

What This Bill Does

The COACH Act adds a new section 49 to the Small Business Act. Within one year, and at least every five years after that, the SBA Administrator must publish or update a resource guide for small business concerns operating as child care providers. The guide must address operations, marketing, management planning, financial planning, financing, payroll, insurance, compliance with laws including the Internal Revenue Code and Small Business Act, training, safety, equipment, materials, quality, and eligibility for Child Care and Development Block Grant funding as an eligible child care provider. Before publishing or updating the guide, SBA must consult HHS, CCDBG lead agencies, local or regional child care resource and referral organizations, and other relevant entities. SBA must publish the guide in English and the ten most commonly spoken non-English languages in the United States, including Mandarin, Cantonese, Japanese, and Korean; post translations on a public SBA website; distribute the guide to SBA offices and consulted entities; and have women's business centers, small business development centers, SCORE chapters, and Veteran Business Outreach Centers distribute the guide and other relevant resources to child care providers, sole proprietors, and providers with limited administrative capacity.

Who Benefits and How

Small business child care providers benefit from practical SBA guidance on operations, finance, legal compliance, training, safety, quality, and CCDBG eligibility. Sole proprietor child care providers and providers with limited administrative capacity benefit because SBA resource partners must distribute the guide to them. Non-English-speaking child care entrepreneurs benefit because the guide must be translated into the ten most commonly spoken non-English languages, including Mandarin, Cantonese, Japanese, and Korean. Parents and children benefit indirectly if child care providers use the guide to improve business stability, compliance, and quality practices. SBA district offices, WBCs, SBDCs, SCORE chapters, and Veteran Business Outreach Centers receive a common child care business resource to distribute.

Who Bears the Burden and How

SBA must draft, translate, publish, update, post, and distribute the resource guide on a five-year cycle. HHS, CCDBG lead agencies, and child care resource and referral organizations must participate in consultation before publication or updates. SBA resource partners must distribute the guide and other relevant resources to child care providers with limited administrative capacity. SBA translation and web teams must maintain public access to each translated version. Child care providers may need to spend time applying the guide to compliance, payroll, insurance, safety, and funding-eligibility practices.

Key Provisions

• Adds a new Small Business Act section requiring a child care provider resource guide within one year.
• Requires guide content on operations, finance, compliance, training, safety, quality, and CCDBG funding eligibility.
• Requires consultation with HHS, CCDBG lead agencies, child care resource and referral organizations, and other relevant entities.
• Requires English and ten non-English language versions, including Mandarin, Cantonese, Japanese, and Korean.
• Requires SBA offices, WBCs, SBDCs, SCORE chapters, and Veteran Business Outreach Centers to distribute the guide to child care providers.