HR5674-118

Introduced

To amend the Fair Debt Collection Practices Act to provide enhanced protection against debt collector harassment of members of the Armed Forces, and for other purposes.

118th Congress Introduced Sep 22, 2023

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, To amend the Fair Debt Collection Practices Act to provide enhanced protection against debt collector harassment of members of the Armed Forces, and for other purposes., changes federal law or congressional policy affecting defense agencies, service members, and defense contractors. The main policy domain is Defense, Veterans Affairs, Environment.

Who Benefits and How

defense agencies, service members, and defense contractors may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, defense agencies, service members, and defense contractors may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section H7F4C3441AA894DC698BBD209C4477B1C: 1. Short title This Act may be cited as the Fair Debt Collection Practices for Servicemembers Act.
  • Section H90D314B440A44D31BD206C41B8E02910: 2. Enhanced protection against debt collector harassment of servicemembers Section 805 of the Fair Debt Collection Practices Act (15 U.S.C. 1692c) is amended...
  • Section HF4B67BD7E2B647A9A7B239A6339114E3: 3. GAO study The Comptroller General of the United States shall conduct a study and submit a report to Congress on the impact of this Act on— the timely...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, To amend the Fair Debt Collection Practices Act to provide enhanced protection against debt collector harassment of members of the Armed Forces, and for other purposes., changes federal law or congressional policy affecting defense agencies, service members, and defense contractors.

Key Policy Areas

Defense, Veterans Affairs, Environment

Primary Purpose

This bill, To amend the Fair Debt Collection Practices Act to provide enhanced protection against debt collector harassment of members of the Armed Forces, and for other purposes., changes federal law or congressional policy affecting defense agencies, service members, and defense contractors.

Policy Domains

Defense Veterans Affairs Environment

Whole bill

Identified Gains
  • defense agencies, service members, and defense contractors
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
defense agencies, service members, and defense contractors: ,
Identified Costs
  • federal implementing agencies
  • defense agencies, service members, and defense contractors
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
federal implementing agencies: ,
defense agencies, service members, and defense contractors: ,

Legislative Progress

Introduced
Introduced Committee Passed
Sep 22, 2023

Ms. Dean of Pennsylvania (for herself and Mr. Davidson) introduced …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Defense Veterans Affairs Environment
Actor Mappings
"federal_implementing_agencies"
→ Federal agencies assigned duties by the bill

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology