To establish a waiver program to allow for ZIP Code localization area median income calculations, and for other purposes.
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
Requires HUD to establish a waiver program letting counties calculate area median income for covered housing programs using ZIP Codes and adjacent-county groupings, and directs a study and report on better affordability metrics for mountain communities.
Who Benefits and How
Mountain communities, local governments, and low-income or seasonal workers could gain housing-eligibility calculations that better reflect local housing costs instead of broad regional averages.
Who Bears the Burden and How
HUD would need to stand up and administer a mandatory waiver program, conduct a nationwide affordability study, and report on reforms, while program eligibility could become more varied across jurisdictions.
Key Provisions
- Requires HUD to create the Area Median Income Localization Waiver within 90 days.
- Lets participating counties calculate area median income for covered HUD and USDA housing programs using ZIP Codes or adjacent-county groupings.
- Requires HUD to grant a waiver to each qualifying county government or corresponding unit that applies.
- Directs a study and public report on alternative affordability metrics and mountain-community housing conditions within two years.
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers.
At a Glance
What This Bill Does
Requires HUD to establish a waiver program letting counties calculate area median income for covered housing programs using ZIP Codes and adjacent-county groupings, and directs a study and report on better affordability metrics for mountain communities.
Key Policy Areas
Housing, Rural Affairs, Government Operations
Primary Purpose
Requires HUD to establish a waiver program letting counties calculate area median income for covered housing programs using ZIP Codes and adjacent-county groupings, and directs a study and report on better affordability metrics for mountain communities.
Policy Domains
Main Provisions
Identified Gains
Contextual inference, no direct clause citation- Mountain communities and local governments seeking more localized housing-eligibility metrics
Contextual inference, no direct clause citation
Identified Costs
Contextual inference, no direct clause citation- HUD administrators overseeing waivers, analysis, and reporting
Contextual inference, no direct clause citation
Sponsors
Legislative Progress
IntroducedMr. Neguse introduced the following bill; which was referred to …
Stakeholder Effects
cui bono?How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.
County and local governments in mountain areas, Department of Housing and Urban Development
Affordable housing developers and operators, Low-income households in high-cost mountain communities
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "secretary"
- → Secretary of Housing and Urban Development
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology