HR5612-119

Introduced

To require payments for certain insurance policy premiums to be taken into account in determining eligibility for benefits or assistance provided through Federal funds, and for other purposes.

119th Congress Introduced Sep 26, 2025

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, To require payments for certain insurance policy premiums to be taken into account in determining eligibility for benefits or assistance provided through Federal funds, and for other purposes., changes federal law or congressional policy affecting homeowners, renters, builders, and housing agencies. The main policy domain is Housing, Healthcare, Finance.

Who Benefits and How

homeowners, renters, builders, and housing agencies may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, homeowners, renters, builders, and housing agencies may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section H791F90D13AF34C58939B0E0C69849B71: 1. Short title This Act may be cited as the Cost-of-Living Fairness Act.
  • Section HCD0656C0900345C2B0285BCBE04D688A: 2. Income determination with respect to payments for insurance policies Notwithstanding any other provision of law, a payment made by an individual for a...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, To require payments for certain insurance policy premiums to be taken into account in determining eligibility for benefits or assistance provided through Federal funds, and for other purposes., changes federal law or congressional policy affecting homeowners, renters, builders, and housing agencies.

Key Policy Areas

Housing, Healthcare, Finance

Primary Purpose

This bill, To require payments for certain insurance policy premiums to be taken into account in determining eligibility for benefits or assistance provided through Federal funds, and for other purposes., changes federal law or congressional policy affecting homeowners, renters, builders, and housing agencies.

Policy Domains

Housing Healthcare Finance

Whole bill

Identified Gains
  • homeowners, renters, builders, and housing agencies
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
homeowners, renters, builders, and housing agencies:
Identified Costs
  • federal implementing agencies
  • homeowners, renters, builders, and housing agencies
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
federal implementing agencies:
homeowners, renters, builders, and housing agencies:

Legislative Progress

Introduced
Introduced Committee Passed
Sep 26, 2025

Ms. Tlaib (for herself, Ms. DeLauro, Ms. Norton, Mr. Jackson …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Housing Healthcare Finance
Actor Mappings
"federal_implementing_agencies"
→ Federal agencies assigned duties by the bill

Key Definitions

Terms defined in this bill

1 term
"covered insurance policy" §HCD0656C0900345C2B0285BCBE04D688A

any of the following: An insurance policy provided by an insurer for a passenger motor vehicle registered under applicable State law to— the individual who pays for the policy

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology