HR5490-118

Reported

To amend the Coastal Barrier Resources Act to expand the John H. Chafee Coastal Barrier Resources System, and for other purposes.

118th Congress Introduced Sep 25, 2024

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, To amend the Coastal Barrier Resources Act to expand the John H. Chafee Coastal Barrier Resources System, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Environment, Government Operations.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section H5B5ACB34A6824C6AA4E0C0E803A541E2: 1. Short title This Act may be cited as the Bolstering Ecosystems Against Coastal Harm Act or the BEACH Act.
  • Section HCE5250E2B3CA49E498DEE513E35614F2: 2. Table of contents
  • Section H917EEE8C1A0145068DCF6F3179845C88: 101. Definitions Section 3 of the Coastal Barrier Resources Act (16 U.S.C. 3502) is amended to read as follows: 3.Definitions (a)In generalFor purposes of this...
  • Section H0BA07C1C6F524CDAA4D43355E0BF93FE: 3. Definitions For purposes of this Act: The term coastal barrier means— a depositional geologic feature (such as a bay barrier, tombolo, barrier spit, bluff,...
  • Section H82EC70BFF32B4F8B9EB4B166AD9E738F: 102. John H. Chafee Coastal Barrier Resources System Section 4 of the Coastal Barrier Resources Act (16 U.S.C. 3503) is amended— in subsection (a), to read as...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers.

At a Glance

What This Bill Does

This bill, To amend the Coastal Barrier Resources Act to expand the John H. Chafee Coastal Barrier Resources System, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance, Environment, Government Operations

Primary Purpose

This bill, To amend the Coastal Barrier Resources Act to expand the John H. Chafee Coastal Barrier Resources System, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance Environment Government Operations

Whole bill

Identified Gains
Contextual inference, no direct clause citation
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: enr

Contextual inference, no direct clause citation

Identified Costs
Contextual inference, no direct clause citation
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: enr

Contextual inference, no direct clause citation

Legislative Progress

Reported
Introduced Committee Passed
Sep 25, 2024

Received; read twice and placed on the calendar

Sep 12, 2024

Additional sponsor: Ms. Blunt Rochester

Sep 12, 2024

Reported with an amendment, committed to the Committee of the …

Sep 14, 2023

Mrs. Kiggans of Virginia introduced the following bill; which was …

Stakeholder Effects

cui bono?

How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.

Government
8 mentions across 6 clauses
+4 positive -4 negative

Army Corps of Engineers, Army Corps of Engineers beach nourishment projects, Department of the Interior

Department of the Interior faces effects in multiple directions

Positive-direction: Army Corps of Engineers beach nourishment projects, Federal emergency management agencies, Fish and Wildlife Service

Negative-direction: Army Corps of Engineers, Federal agencies providing financial assistance, HUD

Real Estate
4 mentions across 3 clauses
-4 negative

Developed coastal barrier areas, Property lessors in Coastal Barrier System areas, Property owners in newly-designated System areas

Environment
3 mentions across 3 clauses
+3 positive

Coastal barrier conservation programs, Coastal barrier ecosystems, Coastal ecosystems and wildlife

General Public
2 mentions across 2 clauses
+2 positive

Prospective coastal property buyers, Taxpayers

Construction
1 mention across 1 clause
-1 negative

Coastal developers in newly-designated areas

Aquaculture
1 mention across 1 clause
+1 positive

Aquaculture operators in coastal barrier areas

State & Local Government
1 mention across 1 clause
+1 positive

Coastal communities adjacent to System units

12/12
sections analyzed
Full impact breakdown

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Environment Government Operations
Actor Mappings
"secretary_of_housing_and_urban_development"
→ Secretary of Housing and Urban Development

Key Definitions

Terms defined in this bill

1 term
"insurable structure" §HEB90B61614DA4047B1DD17EE63C71A52

an insurable structure that is— located within an addition described in paragraph (1)

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology