HR5339-118

Passed House

To amend the Employee Retirement Income Security Act of 1974 to specify requirements concerning the consideration of pecuniary and non-pecuniary factors, and for other purposes.

118th Congress Introduced Sep 5, 2023

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, To amend the Employee Retirement Income Security Act of 1974 to specify requirements concerning the consideration of pecuniary and non-pecuniary factors, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Civil Rights, Energy.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section HC12A7E9EE9F2405AB7E6B5ED9B740F77: 1. Short title; table of contents This Act may be cited as the Protecting Americans’ Investments from Woke Policies Act. The table of contents for this Act is...
  • Section H1F0FE2681BC8440EAE3E6496B015CF55: 1001. Short title This division may be cited as the Roll back ESG To Increase Retirement Earnings Act or the RETIRE Act.
  • Section H20914BF27B3540E9BF5C719244E4994A: 1002. Limitation on consideration of non-pecuniary factors by fiduciaries Section 404(a) of the Employee Retirement Income Security Act of 1974 (29 U.S.C....
  • Section HDBEC5A7473BA4A4B837BD0E574DD5887: 2001. Short title This division may be cited as the No Discrimination in My Benefits Act.
  • Section H813F97F87F074BB8A236A9ACF066AFE9: 2002. Service provider selection Section 404(a)(1) of the Employee Retirement Income Security Act of 1974 (29 U.S.C. 1104(a)(1)) is amended— in subparagraph...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, To amend the Employee Retirement Income Security Act of 1974 to specify requirements concerning the consideration of pecuniary and non-pecuniary factors, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance, Civil Rights, Energy

Primary Purpose

This bill, To amend the Employee Retirement Income Security Act of 1974 to specify requirements concerning the consideration of pecuniary and non-pecuniary factors, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance Civil Rights Energy

Whole bill

Identified Gains
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: eh
financial institutions, investors, and borrowers: , ,
Identified Costs
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: eh
federal implementing agencies: , ,
financial institutions, investors, and borrowers: , ,

Legislative Progress

Passed House
Introduced Committee Passed
Sep 19, 2024

Received; read twice and referred to the Committee on Banking, …

Sep 26, 2023

Additional sponsor: Mrs. Houchin

Sep 26, 2023

Reported with an amendment, committed to the Committee of the …

Sep 5, 2023

Mr. Allen introduced the following bill; which was referred to …

Sep 5, 2023 (inferred)

Passed House (inferred from eh version)

Stakeholder Effects

cui bono?

How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.

Financial Services
16 mentions across 6 clauses
+3 positive -13 negative

Brokerage window providers, ESG investment managers, ESG-focused proxy voting services

Positive-direction: Traditional investment managers

Negative-direction: Brokerage window providers, ESG investment managers, ESG-focused proxy voting services, Minority-owned financial service providers, Plan fiduciaries, Retirement plan administrators, Retirement plan fiduciaries, Women-owned financial service providers

Oil & Gas
2 mentions across 2 clauses
+2 positive

Oil & gas companies

Business Support Services
1 mention across 1 clause
+1 positive

Corporate management

General Public
1 mention across 1 clause
+1 positive

Retirement plan participants

9/9
sections analyzed
Full impact breakdown

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Civil Rights Energy
Actor Mappings
"federal_implementing_agencies"
→ Federal agencies assigned duties by the bill

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology