To direct the Secretary of Housing and Urban Development to investigate and report on the prices for pad sites in manufactured home communities, and for other purposes.
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
The Keep Mobile Homes Affordable Act requires the Department of Housing and Urban Development (HUD) to investigate whether prices for pad sites (the land plots where mobile homes sit) in manufactured home communities are being artificially inflated through market manipulation or price gouging. The bill also mandates monitoring of large-scale purchases of mobile homes and pad sites to identify institutional investors buying excessive amounts.
Who Benefits and How
Manufactured home residents (often seniors and lower-income families) benefit from increased federal oversight and investigation into rent increases and pricing practices. Consumer advocacy groups and housing affordability advocates benefit from mandated transparency reports that must be made publicly available. Local communities benefit from data collection that considers race, gender, and socioeconomic impacts.
Who Bears the Burden and How
Institutional investors who have purchased more than 2,500 manufactured homes or pad sites since January 1, 2015 face mandatory federal investigations into their pricing practices. Large manufactured home community operators may face increased scrutiny over rental increases and utility provision. These entities will need to respond to HUD investigations and could face policy changes based on findings.
Key Provisions
- HUD must investigate price manipulation and gouging at manufactured home communities within 270 days
- HUD must monitor and investigate any purchaser who has bought more than 2,500 manufactured homes or pad sites in a market area since 2015
- Reports must include long-term strategies and analysis of impacts on seniors and underserved communities
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers.
At a Glance
What This Bill Does
Directs the Department of Housing and Urban Development (HUD) to investigate price manipulation and excessive purchases in manufactured home communities, with a focus on protecting residents from institutional investor practices.
Key Policy Areas
Housing, Consumer Protection, Real Estate
Primary Purpose
Directs the Department of Housing and Urban Development (HUD) to investigate price manipulation and excessive purchases in manufactured home communities, with a focus on protecting residents from institutional investor practices.
Policy Domains
Keep Mobile Homes Affordable Act
Identified Gains
Contextual inference, no direct clause citation- Manufactured home residents
- Seniors in mobile home communities
- Low-income renters
- Consumer advocacy groups
Contextual inference, no direct clause citation
Identified Costs
Contextual inference, no direct clause citation- Institutional investors in manufactured homes
- Large manufactured home community operators
- Private equity firms
Contextual inference, no direct clause citation
Sponsors
Gabe Vasquez
D-NM | Primary Sponsor
Legislative Progress
IntroducedMr. Vasquez (for himself and Mr. Ruiz) introduced the following …
Stakeholder Effects
cui bono?How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.
Institutional investors in manufactured home communities, Large institutional investors in manufactured homes (2,500+ purchases), Manufactured home community operators
Manufactured home residents, Manufactured home residents (renters), Owners of older or non-compliant manufactured homes
Private equity firms investing in manufactured home communities
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "the_secretary"
- → Secretary of Housing and Urban Development
Key Definitions
Terms defined in this bill
Has the meaning given in section 603 of the National Manufactured Housing Construction Safety and Standards Act of 1976 (42 U.S.C. 5402), including structures regardless of compliance with standards or date of manufacture.
Any community, court, or park equipped to accommodate manufactured homes for which pad sites or pad sites and the manufactured homes are leased to residents primarily for residential purposes.
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology