HR4925-119

Introduced

To amend the Securities Act of 1933 to require covered issuers to carry out a racial equity audit every 2 years, to require atonement for the descendants of enslaved persons, and for other purposes.

119th Congress Introduced Aug 8, 2025

Summary

What This Bill Does

The bill amends the Securities Act of 1933 to add Section 4B requiring large publicly-traded companies (100+ employees or $300M+ market cap) to conduct biennial independent audits assessing civil rights, diversity policies, requires the new Section 4B of the Securities Act establishes detailed requirements for biennial racial equity audits by covered issuers, and establishes the Office of Minority Low to Moderate Income Programs within the Department of Treasury. It relies on reporting requirements, compliance mandates, liability protections, and appropriations. The main policy areas are Securities Regulation, Finance, Economic Development, and Education.

Who Benefits and How

Low-to-moderate income minority individuals could gain revenue opportunities, Whistleblowers reporting corporate violations could gain revenue opportunities, and Minority-owned small businesses and entrepreneurs could gain revenue opportunities.

Who Bears the Burden and How

Large publicly-traded companies (100+ employees or $300M+ market cap) would take on compliance duties, Corporate officers and executives at covered issuers could face increased risk, and SEC enforcement and compliance divisions would take on compliance duties.

Key Provisions

  • Amends the Securities Act of 1933 to add Section 4B requiring large publicly-traded companies (100+ employees or $300M+ market cap) to conduct biennial independent audits assessing civil rights, diversity policies...
  • Requires the new Section 4B of the Securities Act establishes detailed requirements for biennial racial equity audits by covered issuers.
  • Establishes the Office of Minority Low to Moderate Income Programs within the Department of Treasury.

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

The bill amends the Securities Act of 1933 to add Section 4B requiring large publicly-traded companies (100+ employees or $300M+ market cap) to conduct biennial independent audits assessing civil rights, diversity policies, requires the new Section 4B of the Securities Act establishes detailed requirements for biennial racial equity audits by covered issuers, and establishes the Office of Minority Low to Moderate Income Programs within the Department of Treasury.

Key Policy Areas

Securities Regulation, Finance, Economic Development, Education

Primary Purpose

The bill amends the Securities Act of 1933 to add Section 4B requiring large publicly-traded companies (100+ employees or $300M+ market cap) to conduct biennial independent audits assessing civil rights, diversity policies, requires the new Section 4B of the Securities Act establishes detailed requirements for biennial racial equity audits by covered issuers, and establishes the Office of Minority Low to Moderate Income Programs within the Department of Treasury.

Policy Domains

Securities Regulation Finance Economic Development Education

Section 2 - Racial Equity Audit (Section 4B of Securities Act)

Identified Gains
  • Low-to-moderate income minority individuals
  • Whistleblowers reporting corporate violations
  • Minority-owned small businesses and entrepreneurs
  • Minority low-to-moderate income individuals and communities
  • Independent audit firms and consultants
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Independent audit firms and consultants:
Low-to-moderate income minority individuals:
Whistleblowers reporting corporate violations:
Minority-owned small businesses and entrepreneurs:
Minority low-to-moderate income individuals and communities:
Identified Costs
  • Large publicly-traded companies (100+ employees or $300M+ market cap)
  • Corporate officers and executives at covered issuers
  • SEC enforcement and compliance divisions
  • Federal taxpayers
  • Department of Treasury
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Federal taxpayers:
Department of Treasury:
SEC enforcement and compliance divisions:
Corporate officers and executives at covered issuers:
Large publicly-traded companies (100+ employees or $300M+ market cap): ,

Legislative Progress

Introduced
Introduced Committee Passed
Aug 8, 2025

Mr. Green of Texas introduced the following bill; which was …

Stakeholder Effects

cui bono?

How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.

Large Corporations
2 mentions across 2 clauses
-2 negative

Large publicly-traded companies (100+ employees or $300M+ market cap)

Government
2 mentions across 2 clauses
-2 negative

Department of Treasury, SEC enforcement and compliance divisions

Low-to-Moderate Income Communities
2 mentions across 2 clauses
+2 positive

Low-to-moderate income minority individuals, Minority low-to-moderate income individuals and communities

Corporate Management
1 mention across 1 clause
-1 negative

Corporate officers and executives at covered issuers

Professional Services
1 mention across 1 clause
+1 positive

Independent audit firms and consultants

General Public
1 mention across 1 clause
+1 positive

Whistleblowers reporting corporate violations

Education
1 mention across 1 clause
+1 positive

Historically Black colleges and universities

Nonprofits
1 mention across 1 clause
+1 positive

Black nonprofit organizations (501(c)(3) and (4))

3/4
sections analyzed
Full impact breakdown

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Securities Regulation Finance Economic Development Education
Actor Mappings
"the_commission"
→ Securities and Exchange Commission (SEC)
"the_secretary_of_the_treasury"
→ Secretary of the Treasury
"the_secretary_of_housing_and_urban_development"
→ Secretary of Housing and Urban Development
Domains
Economic Development Racial Equity
Actor Mappings
"the_secretary"
→ Secretary of the Treasury
"the_secretary_of_housing_and_urban_development"
→ Secretary of Housing and Urban Development

Note: 'The Secretary' in Section 317 refers to Secretary of the Treasury, while Section 4B uses explicit titles (Secretary of the Treasury, Secretary of Housing and Urban Development)

Key Definitions

Terms defined in this bill

7 terms
"area median income" §4B(c)(1)

The median income for the area in which the individual lives, as determined by the Secretary of Housing and Urban Development for purposes of the United States Housing Act of 1937

"covered issuer" §4B(c)(2)

An issuer that makes use of the mails or any means or instrumentality of interstate commerce and has more than 100 employees or a capitalization of greater than or equal to $300,000,000

"low to moderate income" §4B(c)(3)

An individual who has earnings of less than 80 percent of the area median income

"minority" §4B(c)(4)

Racial and ethnic populations that are underrepresented in the general population relative to the number of persons in the total population

"reconcile" §4B(c)(5)

To account for and balance in an equitable manner

"low to moderate income community" §317(d)(2)

A census tract in which 51 percent or more of the households located in the census tract earn less than 80 percent of the area median income

"original information" §4B(b)(3)(C)

Information derived from the independent knowledge or analysis of an individual who voluntarily provides the information to the Commission, not known to the Commission from any other source

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology