HR4442-119

Introduced

To amend title 49, United States Code, to provide for eligibility radius requirements for transit-oriented development projects in proximity of intercity passenger rail or fixed guideway rail transit under the railroad rehabilitation and improvement program, and for other purposes.

119th Congress Introduced Jul 16, 2025

Legislative Progress

Introduced
Introduced Committee Passed
Jul 16, 2025

Mr. Carter of Georgia (for himself and Mr. Stanton) introduced …

Summary

What This Bill Does

The CHARGE Investments Act (HR4442-119) amends the Railroad Rehabilitation and Improvement Program to expand eligibility for federal direct loans and loan guarantees to finance transit-oriented development (TOD) projects.

Who Benefits and How

Real Estate Developers benefit from new federal financing options for mixed-use development projects near transit stations. They can access low-interest government loans for commercial and residential development within 1/4 mile of fixed guideway transit stations.

Transit-Adjacent Communities benefit from expanded investment in downtown cores near intercity rail stations, as the bill extends the eligibility radius to include downtown areas within 2 miles of stations.

Private Investors benefit through the 20% private investment requirement, which creates structured opportunities for public-private partnerships in transit-oriented development.

Who Bears the Burden and How

Federal Loan Program takes on additional risk by expanding the types of projects eligible for financing beyond traditional railroad infrastructure.

Downtown Cores Lacking Transit may see competitive disadvantage as financing flows preferentially to areas served by fixed guideway transit.

Key Provisions

  1. New Loan Eligibility (Section 2, paragraph 1(G)): Creates eligibility for financing economic development within 1/4 mile of fixed guideway transit stations, provided projects are at least 2 miles from downtown cores without intercity rail and include >20% private investment.

  2. Extended Eligibility Radius (Section 2, paragraph 3): For intercity rail stations outside downtown cores, allows projects in the nearest downtown core within 2 miles to qualify, if public transportation connects the station and downtown.

  3. Definitions (Section 2, paragraph 4): Defines downtown core and intercity rail passenger transportation for program administration.

Model: claude-opus-4-5-20251101
Generated: Jan 16, 2026 04:30

Evidence Chain:

This summary is derived from the structured analysis below. See "Detailed Analysis" for per-title beneficiaries/burden bearers with clause-level evidence links.

Primary Purpose

Expand financing eligibility for transit-oriented development (TOD) projects under the Railroad Rehabilitation and Improvement Program to support economic development near fixed guideway transit stations and intercity rail.

Policy Domains

Transportation Economic Development Housing Urban Planning Infrastructure Finance

Legislative Strategy

"Leverage existing federal railroad loan infrastructure to promote transit-oriented development and mixed-use projects, connecting economic development goals with transportation policy."

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Transportation Economic Development Infrastructure Finance

Key Definitions

Terms defined in this bill

2 terms
"downtown core" §2(4)(A)

An area within a municipality or region that contains the highest concentration of office square footage or employment density, as determined by comprehensive plan, zoning map, or economic development plan, and is officially designated by a municipal or regional planning authority.

"intercity rail passenger transportation" §2(4)(B)

Has the meaning given the term in section 24102 of title 49.

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology