HR4374-119

Introduced

To require agencies to update mortgage underwriting programs, guidelines, standards, and systems to require lenders to consider, in the mortgage credit evaluation process, any amounts a borrower has in any brokerage account associated with a cryptocurrency exchange.

119th Congress Introduced Jul 14, 2025

Legislative Progress

Introduced
Introduced Committee Passed
Jul 14, 2025

Ms. Mace introduced the following bill; which was referred to …

Summary

To require agencies to update mortgage underwriting programs, guidelines, standards, and systems to

Model: claude-opus-4
Generated: Jan 9, 2026 02:06

Evidence Chain:

This summary is derived from the structured analysis below. See "Detailed Analysis" for per-title beneficiaries/burden bearers with clause-level evidence links.

Primary Purpose

To require agencies to update mortgage underwriting programs, guidelines, standards, and systems to

Policy Domains

Government

Legislative Strategy

"Policy"

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

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