HR4365-119

Introduced

To provide for automatic renewal protections, and for other purposes.

119th Congress Introduced Jul 14, 2025

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

The bill establishes disclosure, notification, consent, and cancellation requirements for automatic renewal contracts, free trial conversions, and negative option features, creates designates violations as unfair/deceptive practices under FTC Act, grants FTC enforcement authority and rulemaking power, and defines key terms including dark patterns, consumer, free-to-pay conversion, negative option feature, and service contract (exempt category). It relies on compliance mandates, disclosure req, consumer protection, and enforcement. The main policy areas are Consumer Protection, Technology, Finance, and Trade.

Who Benefits and How

The main beneficiaries are the people, organizations, or agencies identified in the bill's substantive provisions.

Who Bears the Burden and How

No clear private burden is identified from the available clause analysis; implementing agencies may still take on administrative work.

Key Provisions

  • Establishes disclosure, notification, consent, and cancellation requirements for automatic renewal contracts, free trial conversions, and negative option features.
  • Creates designates violations as unfair/deceptive practices under FTC Act, grants FTC enforcement authority and rulemaking power.
  • Defines key terms including dark patterns, consumer, free-to-pay conversion, negative option feature, and service contract (exempt category).

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for primary purpose and policy domains.

At a Glance

What This Bill Does

The bill establishes disclosure, notification, consent, and cancellation requirements for automatic renewal contracts, free trial conversions, and negative option features, creates designates violations as unfair/deceptive practices under FTC Act, grants FTC enforcement authority and rulemaking power, and defines key terms including dark patterns, consumer, free-to-pay conversion, negative option feature, and service contract (exempt category).

Key Policy Areas

Consumer Protection, Technology, Finance, Trade

Primary Purpose

The bill establishes disclosure, notification, consent, and cancellation requirements for automatic renewal contracts, free trial conversions, and negative option features, creates designates violations as unfair/deceptive practices under FTC Act, grants FTC enforcement authority and rulemaking power, and defines key terms including dark patterns, consumer, free-to-pay conversion, negative option feature, and service contract (exempt category).

Policy Domains

Consumer Protection Technology Finance Trade

Legislative Progress

Introduced
Introduced Committee Passed
Jul 14, 2025

Ms. Clarke of New York (for herself, Mr. Correa, Ms. …

Stakeholder Effects

cui bono?

How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.

Retail
2 mentions across 2 clauses

Subscription-based businesses, Violating businesses

Technology
2 mentions across 2 clauses

Free trial providers, UI/UX designers using dark patterns

General Public
2 mentions across 2 clauses

Consumers, Consumers harmed by violations

Media & Entertainment
1 mention across 1 clause

Streaming services

Health/Fitness
1 mention across 1 clause

Gym and fitness memberships

Government
1 mention across 1 clause

Federal Trade Commission

Financial Services
1 mention across 1 clause

Service contract/warranty providers

Automotive
1 mention across 1 clause

Motor vehicle warranty companies

3/4
sections analyzed
Full impact breakdown

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Consumer Protection Technology Finance Trade

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology