To reauthorize the National Flood Insurance Program, and for other purposes.
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
This bill, To reauthorize the National Flood Insurance Program, and for other purposes., changes federal law or congressional policy affecting federal agencies and legislative administrators. The main policy domain is Government Operations, Finance, Environment.
Who Benefits and How
federal agencies and legislative administrators may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.
Who Bears the Burden and How
federal implementing agencies may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.
Key Provisions
- Section HBC18E72B374D45E2907CCC5C8F786628: 1. Short title This Act may be cited as the National Flood Insurance Program Reauthorization and Reform Act of 2023.
- Section H1E5208F67F4A483B907D1F3A626F63EA: 2. Table of contents The table of contents for this Act is as follows:
- Section HCD498D441F7C4112BB59528EC5702C23: 3. Definitions In this Act: The term Administrator means the Administrator of the Federal Emergency Management Agency. The term National Flood Insurance...
- Section HD959FE2709E546958D9E22B8321748A5: 101. Reauthorization Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended by striking September 30, 2023 and inserting...
- Section HCA121E34653741E2983C799FBAFB7ADE: 102. Cap on annual premium increases In this section, the term covered cost— means— the amount of an annual premium with respect to any policy for flood...
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.
At a Glance
What This Bill Does
This bill, To reauthorize the National Flood Insurance Program, and for other purposes., changes federal law or congressional policy affecting federal agencies and legislative administrators.
Key Policy Areas
Government Operations, Finance, Environment
Primary Purpose
This bill, To reauthorize the National Flood Insurance Program, and for other purposes., changes federal law or congressional policy affecting federal agencies and legislative administrators.
Policy Domains
Whole bill
Identified Gains
- federal agencies and legislative administrators
Identified Costs
- federal implementing agencies
Sponsors
Legislative Progress
IntroducedMr. Pallone (for himself, Mr. Higgins of Louisiana, Mr. Pascrell, …
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "secretary_of_defense"
- → Secretary of Defense
- "administrator_of_fema"
- → Administrator of the Federal Emergency Management Agency
Key Definitions
Terms defined in this bill
a property for which insurance is provided under the National Flood Insurance Program
any person listed as a named or additional insured on the declarations page of a policy for flood insurance coverage made available under this title
a building for which construction or substantial improvement occurred before the later of— December 31, 1974
a property containing an area— the floor of which was located at or above grade before the community raised the street adjacent to the property
the program under which the Federal Emergency Management Agency enters into a standard arrangement with private property insurance companies to— sell contracts for Federal flood insurance under their own business lines of insurance
any person listed as a named or additional insured on the declarations page of a policy for flood insurance coverage made available under this title
an offer of assistance made by the Administrator to a policyholder under the national flood insurance program that— relates to mitigation activities with respect to the structure insured under that program
any structure that— was constructed in compliance with the Flood Insurance Rate Map and local building and zoning codes in effect on the date of construction of the structure
any attorney, law firm, consultant, or third-party company that provides services to a Write Your Own company
any attorney, law firm, consultant, or third-party company that provides services to a Write Your Own company
a building for which construction or substantial improvement occurred before the later of— December 31, 1974
improved real estate or a mobile home securing a loan that was— made by a regulated lending institution or Federal agency lender
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
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