HR4144-118

Introduced

To streamline and improve the Federal student loan repayment system to protect borrowers and taxpayers.

118th Congress Introduced Jun 15, 2023

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, To streamline and improve the Federal student loan repayment system to protect borrowers and taxpayers., changes federal law or congressional policy affecting health care providers and patients. The main policy domain is Healthcare, Education, Social Welfare.

Who Benefits and How

health care providers and patients may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, health care providers and patients may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section H9D9EDDA8587B4098A2D32C9ED23AA61A: 1. Short title; table of contents This Act may be cited as the Federal Assistance to Initiate Repayment Act or the FAIR Act. The table of contents for this Act...
  • Section HE706E9A5D9C64A0286478F9622E5547A: 2. References Except as otherwise expressly provided, whenever in this Act an amendment or repeal is expressed in terms of an amendment to, or repeal of, a...
  • Section H30129561F1554C13B769705697C47032: 3. Return to repayment requirements During the period beginning on the date of the enactment of this Act and ending on August 31, 2023, the Secretary of...
  • Section H82AF52E945704DB1A4E152B7A09D6A7E: 4. Repayment plans Section 455(d) (20 U.S.C. 1087e(d)) is amended by adding at the end the following: (6)Repayment plans for loans in repayment on or after...
  • Section H53B60C508E4D41B2995F7687440ED050: 5. Income-driven repayment assistance plan Part G of title IV (20 U.S.C. 1088 et seq.) is amended by adding at the end the following: 494A.Income-driven...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, To streamline and improve the Federal student loan repayment system to protect borrowers and taxpayers., changes federal law or congressional policy affecting health care providers and patients.

Key Policy Areas

Healthcare, Education, Social Welfare

Primary Purpose

This bill, To streamline and improve the Federal student loan repayment system to protect borrowers and taxpayers., changes federal law or congressional policy affecting health care providers and patients.

Policy Domains

Healthcare Education Social Welfare

Whole bill

Identified Gains
  • health care providers and patients
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
health care providers and patients:
Identified Costs
  • federal implementing agencies
  • health care providers and patients
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
federal implementing agencies:
health care providers and patients:

Legislative Progress

Introduced
Introduced Committee Passed
Jun 15, 2023

Mr. Owens (for himself, Mrs. McClain, and Ms. Foxx) introduced …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Healthcare Education Social Welfare
Actor Mappings
"the_administrator"
→ The Administrator identified in the operative section
"secretary_of_education"
→ Secretary of Education

Key Definitions

Terms defined in this bill

5 terms
"family size" §H1B14F3BE5D0541BCA7D166ADD24CCFAE

the number that is determined by counting— the borrower

"at-risk borrower" §H30129561F1554C13B769705697C47032

a borrower of a loan described in paragraph (1) that is held by the Secretary of Education who, with respect to any such loan— on or after March 1, 2020, was assigned a new student loan servicer

"excepted Consolidation Loan" §H53B60C508E4D41B2995F7687440ED050

a Federal Direct Consolidation Loan, if the proceeds of such loan were used to the discharge the liability on— an excepted PLUS loan

"family size" §H94D288A1209442CAA6D2D90AB13B6F33

the number that is determined by counting— the borrower

"excepted Consolidation Loan" §H9BB2740A7EA246D4B1006A17B06F9F11

a Federal Direct Consolidation Loan, if the proceeds of such loan were used to the discharge the liability on— an excepted PLUS loan

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology