Click any annotated section or its icon to see analysis.
Referenced Laws
42 U.S.C. 1395kk
chapter 89
42 U.S.C. 1395b–6(b)
Filter:
Section 1
1. Short title This Act may be cited as the Apples to Apples Comparison Act of 2025.
Section 2
2. Requiring the Secretary of Health and Human Services to publish information on expenditures under the Medicare program Section 1874 of the Social Security Act (42 U.S.C. 1395kk) is amended— in subsection (g)— in paragraph (1)— in the matter preceding subparagraph (A), by inserting (and, beginning with 2025, publish on the public website of the Centers for Medicare & Medicaid Services in machine-readable files information on) after a report on; in subparagraph (A), by inserting (and, beginning with 2025, by county and Metropolitan Statistical Area) after State; and in subparagraph (B)— in clause (ii), by striking and at the end; in clause (iii), by striking the period and inserting ; and; and by adding at the end the following new clause: beginning with 2025, each category of individuals described in subsection (h)(1). by adding at the end the following new paragraph: As part of the report and publication of information required under paragraph (1) for 2025, the Secretary shall include enrollment information submitted under this subsection for each preceding year (beginning with 2015), broken down by county and Metropolitan Statistical Area and provided for each category of individuals described in subsection (h)(1). by adding at the end the following new subsection: Not later than 30 days after the last day of each year (beginning with 2025), the Secretary shall, for each county and each Metropolitan Statistical Area, publish on the public website of the Centers for Medicare & Medicaid Services in machine-readable files the total and average expenditures under this title for items and services furnished to individuals entitled to benefits under part A or enrolled under part B residing in such county or Metropolitan Statistical Area for each month occurring in the specified historical period and for each month occurring in the specified projected period with respect to such year, broken down by the following categories of individuals: Individuals entitled to benefits under part A and not enrolled under part B. Individuals who are— not entitled to benefits under part A; enrolled under part B; and not enrolled under a Medicare Advantage plan under part C. Individuals who are— entitled to benefits under part A and enrolled under part B; and not enrolled under a Medicare Advantage plan under part C. Individuals described in subparagraph (A) who are enrolled in a prescription drug plan under part D. Individuals described in subparagraph (B) who are enrolled in a prescription drug plan under part D. Individuals described in subparagraph (C) who are enrolled in a prescription drug plan under part D. Individuals described in subparagraph (A) who are not enrolled in a prescription drug plan under part D. Individuals described in subparagraph (B) who are not enrolled in a prescription drug plan under part D. Individuals described in subparagraph (C) who are not enrolled in a prescription drug plan under part D. Individuals described in subparagraph (A) who are enrolled in a Federal health care program (as defined in section 1128B) or a health plan under chapter 89 of title 5, United States Code. Individuals described in subparagraph (B) who are enrolled in such a program or plan. Individuals described in subparagraph (C) who are enrolled in such a program or plan. Individuals described in subparagraph (A) who are not enrolled in such a program or plan. Individuals described in subparagraph (B) who are not enrolled in such a program or plan. Individuals described in subparagraph (C) who are not enrolled in such a program or plan. Individuals described in subparagraph (A) who are enrolled in a group health plan (as defined in section 2791 of the Public Health Service Act) or a medicare supplemental policy under section 1882. Individuals described in subparagraph (B) who are enrolled in such a plan or policy. Individuals described in subparagraph (C) who are enrolled in such a plan or policy. Individuals described in subparagraph (A) who are not enrolled in such a plan or policy. Individuals described in subparagraph (B) who are not enrolled in such a plan or policy. Individuals described in subparagraph (C) who are not enrolled in such a plan or policy. Individuals enrolled in a specialized MA plan for special needs individuals, broken down by each type of plan. Individuals enrolled in an MA plan other than a plan described in subparagraph (V). Individuals enrolled in an MA plan. Individuals described in subparagraph (X) who are enrolled in a Federal health care program (as defined in section 1128B) or a health plan under chapter 89 of title 5, United States Code. Individuals described in subparagraph (X) who are not enrolled in such a program or plan. Individuals described in subparagraph (X) who are enrolled in a group health plan (as defined in section 2791 of the Public Health Service Act) or a medicare supplemental policy under section 1882. Individuals described in subparagraph (X) who are not enrolled in such a plan or policy. Individuals described in subparagraph (X) who are enrolled in a prescription drug plan under part D. Individuals described in subparagraph (X) who are not enrolled in such a plan. Individuals described in subparagraph (X) who are enrolled in an MA–PD plan. Individuals described in subparagraph (X) who are not enrolled in such a plan. Individuals described in subparagraph (CC) or (EE) who are enrolled in a Federal health care program (as defined in section 1128B) or a health plan under chapter 89 of title 5, United States Code. Individuals described in subparagraph (CC) or (EE) who are not enrolled in such a program or plan. Individuals enrolled in an employer group waiver plan. For purposes of this subsection: The term specified historical period means, with respect to a year, the 10-year period ending on the last day of such year. The term specified projected period means, with respect to a year, the period beginning on the first day of the subsequent year of a duration specified by the Secretary (but in no case to exceed a duration of 5 years). (iv)beginning with 2025, each category of individuals described in subsection (h)(1).; and (3)Special rule for 2025 report and publication of informationAs part of the report and publication of information required under paragraph (1) for 2025, the Secretary shall include enrollment information submitted under this subsection for each preceding year (beginning with 2015), broken down by county and Metropolitan Statistical Area and provided for each category of individuals described in subsection (h)(1). ; and (h)Information on expenditures
(1)In generalNot later than 30 days after the last day of each year (beginning with 2025), the Secretary shall, for each county and each Metropolitan Statistical Area, publish on the public website of the Centers for Medicare & Medicaid Services in machine-readable files the total and average expenditures under this title for items and services furnished to individuals entitled to benefits under part A or enrolled under part B residing in such county or Metropolitan Statistical Area for each month occurring in the specified historical period and for each month occurring in the specified projected period with respect to such year, broken down by the following categories of individuals: (A)Individuals entitled to benefits under part A and not enrolled under part B.
(B)Individuals who are— (i)not entitled to benefits under part A;
(ii)enrolled under part B; and (iii)not enrolled under a Medicare Advantage plan under part C.
(C)Individuals who are— (i)entitled to benefits under part A and enrolled under part B; and
(ii)not enrolled under a Medicare Advantage plan under part C. (D)Individuals described in subparagraph (A) who are enrolled in a prescription drug plan under part D.
(E)Individuals described in subparagraph (B) who are enrolled in a prescription drug plan under part D. (F)Individuals described in subparagraph (C) who are enrolled in a prescription drug plan under part D.
(G)Individuals described in subparagraph (A) who are not enrolled in a prescription drug plan under part D. (H)Individuals described in subparagraph (B) who are not enrolled in a prescription drug plan under part D.
(I)Individuals described in subparagraph (C) who are not enrolled in a prescription drug plan under part D. (J)Individuals described in subparagraph (A) who are enrolled in a Federal health care program (as defined in section 1128B) or a health plan under chapter 89 of title 5, United States Code.
(K)Individuals described in subparagraph (B) who are enrolled in such a program or plan. (L)Individuals described in subparagraph (C) who are enrolled in such a program or plan.
(M)Individuals described in subparagraph (A) who are not enrolled in such a program or plan. (N)Individuals described in subparagraph (B) who are not enrolled in such a program or plan.
(O)Individuals described in subparagraph (C) who are not enrolled in such a program or plan. (P)Individuals described in subparagraph (A) who are enrolled in a group health plan (as defined in section 2791 of the Public Health Service Act) or a medicare supplemental policy under section 1882.
(Q)Individuals described in subparagraph (B) who are enrolled in such a plan or policy. (R)Individuals described in subparagraph (C) who are enrolled in such a plan or policy.
(S)Individuals described in subparagraph (A) who are not enrolled in such a plan or policy. (T)Individuals described in subparagraph (B) who are not enrolled in such a plan or policy.
(U)Individuals described in subparagraph (C) who are not enrolled in such a plan or policy. (V)Individuals enrolled in a specialized MA plan for special needs individuals, broken down by each type of plan.
(W)Individuals enrolled in an MA plan other than a plan described in subparagraph (V). (X)Individuals enrolled in an MA plan.
(Y)Individuals described in subparagraph (X) who are enrolled in a Federal health care program (as defined in section 1128B) or a health plan under chapter 89 of title 5, United States Code. (Z)Individuals described in subparagraph (X) who are not enrolled in such a program or plan.
(AA)Individuals described in subparagraph (X) who are enrolled in a group health plan (as defined in section 2791 of the Public Health Service Act) or a medicare supplemental policy under section 1882. (BB)Individuals described in subparagraph (X) who are not enrolled in such a plan or policy.
(CC)Individuals described in subparagraph (X) who are enrolled in a prescription drug plan under part D. (DD)Individuals described in subparagraph (X) who are not enrolled in such a plan.
(EE)Individuals described in subparagraph (X) who are enrolled in an MA–PD plan. (FF)Individuals described in subparagraph (X) who are not enrolled in such a plan.
(GG)Individuals described in subparagraph (CC) or (EE) who are enrolled in a Federal health care program (as defined in section 1128B) or a health plan under chapter 89 of title 5, United States Code. (HH)Individuals described in subparagraph (CC) or (EE) who are not enrolled in such a program or plan.
(II)Individuals enrolled in an employer group waiver plan. (2)DefinitionsFor purposes of this subsection:
(A)Specified historical periodThe term specified historical period means, with respect to a year, the 10-year period ending on the last day of such year. (B)Specified projected periodThe term specified projected period means, with respect to a year, the period beginning on the first day of the subsequent year of a duration specified by the Secretary (but in no case to exceed a duration of 5 years)..
Section 3
3. MedPAC analysis of Medicare Advantage and fee-for-service expenditures Section 1805(b) of the Social Security Act (42 U.S.C. 1395b–6(b)) is amended by adding at the end the following new paragraph: The Commission shall, as part of the report described in paragraph (1)(C) submitted for each year (beginning with 2026), include a retrospective analysis of average expenditures under this title for individuals enrolled in a Medicare Advantage plan under part C compared to average expenditures under this title for individuals entitled to benefits under part A and enrolled under part B who are eligible to enroll under such a plan but who are not so enrolled. In preparing each analysis described in subparagraph (A), the Commission shall— use data provided by the Chief Actuary of the Centers for Medicare & Medicaid Services and the Boards of Trustees of the Federal Hospital Insurance Trust Fund established under section 1817 and the Federal Supplementary Medical Insurance Trust fund established under section 1841 and such other data as the Commission determines appropriate; take into account— differences in value provided under Medicare Advantage plans compared to the value provided under parts A and B, such as the existence of out-of-pocket expenditure caps, supplemental benefits available under such plans, and the integration of benefits for covered part D drugs under certain such plans; and demographic differences of individuals enrolled in Medicare Advantage plans compared to individuals entitled to benefits under part A and enrolled under part B who are not enrolled in such a plan; and take into account differences in HCC risk scores but not take into account any favorable selection differences with respect to enrollment in such plans. With respect to each analysis described in subparagraph (A), the Commission shall— make public all data used in preparing such analysis in a manner that— allows replication of such analysis; and protects the confidentiality of personal information of individuals entitled to benefits under part A and enrolled under part B; not later than 60 days prior to the submission of such analysis, make public the methodology used to conduct such analysis and allow at least 30 days for public comment on such methodology; and make public a response to each such comment received on the methodology prior to or concurrent with the submission of such analysis. (12)Analysis of Medicare Advantage and fee-for-service expenditures (A)In generalThe Commission shall, as part of the report described in paragraph (1)(C) submitted for each year (beginning with 2026), include a retrospective analysis of average expenditures under this title for individuals enrolled in a Medicare Advantage plan under part C compared to average expenditures under this title for individuals entitled to benefits under part A and enrolled under part B who are eligible to enroll under such a plan but who are not so enrolled.
(B)ConsiderationsIn preparing each analysis described in subparagraph (A), the Commission shall— (i)use data provided by the Chief Actuary of the Centers for Medicare & Medicaid Services and the Boards of Trustees of the Federal Hospital Insurance Trust Fund established under section 1817 and the Federal Supplementary Medical Insurance Trust fund established under section 1841 and such other data as the Commission determines appropriate;
(ii)take into account— (I)differences in value provided under Medicare Advantage plans compared to the value provided under parts A and B, such as the existence of out-of-pocket expenditure caps, supplemental benefits available under such plans, and the integration of benefits for covered part D drugs under certain such plans; and
(II)demographic differences of individuals enrolled in Medicare Advantage plans compared to individuals entitled to benefits under part A and enrolled under part B who are not enrolled in such a plan; and (iii)take into account differences in HCC risk scores but not take into account any favorable selection differences with respect to enrollment in such plans.
(C)Publication requirementsWith respect to each analysis described in subparagraph (A), the Commission shall— (i)make public all data used in preparing such analysis in a manner that—
(I)allows replication of such analysis; and (II)protects the confidentiality of personal information of individuals entitled to benefits under part A and enrolled under part B;
(ii)not later than 60 days prior to the submission of such analysis, make public the methodology used to conduct such analysis and allow at least 30 days for public comment on such methodology; and (iii)make public a response to each such comment received on the methodology prior to or concurrent with the submission of such analysis..
Section 4
4. Trustees report of expenditure information Section 1874 of the Social Security Act (42 U.S.C. 1395kk), as amended by section 2, is further amended by adding at the end the following new subsection: The Boards of Trustees of the Federal Hospital Insurance Trust Fund established under section 1817 and the Federal Supplementary Medical Insurance Trust Fund established under section 1841 shall jointly, as part of the reports described in sections 1817(b)(2) and 1841(b)(2) submitted for a year (beginning with 2026), include information on aggregate and average expenditures under this title for the following categories of individuals, broken down, in the case of the category described in subparagraph (C), by expenditures under part A and expenditures under part B: Individuals entitled to benefits under part A and not enrolled under part B. Individuals enrolled under part B and not entitled to benefits under part A. Individuals entitled to benefits under part A, enrolled under part B, and not enrolled in a Medicare Advantage plan under part C. The Boards of Trustees described in paragraph (1) shall, as part of all expenditure data (including data tables) made public by such Boards, disaggregate such data, to the extent practicable, based on the categories of individuals described in paragraph (1). (i)Trustees’ report of expenditure information (1)In generalThe Boards of Trustees of the Federal Hospital Insurance Trust Fund established under section 1817 and the Federal Supplementary Medical Insurance Trust Fund established under section 1841 shall jointly, as part of the reports described in sections 1817(b)(2) and 1841(b)(2) submitted for a year (beginning with 2026), include information on aggregate and average expenditures under this title for the following categories of individuals, broken down, in the case of the category described in subparagraph (C), by expenditures under part A and expenditures under part B:
(A)Individuals entitled to benefits under part A and not enrolled under part B. (B)Individuals enrolled under part B and not entitled to benefits under part A.
(C)Individuals entitled to benefits under part A, enrolled under part B, and not enrolled in a Medicare Advantage plan under part C. (2)Provision of disaggregated informationThe Boards of Trustees described in paragraph (1) shall, as part of all expenditure data (including data tables) made public by such Boards, disaggregate such data, to the extent practicable, based on the categories of individuals described in paragraph (1)..