To amend the Fair Credit Reporting Act to exclude information relating to certain evictions from consumer reports, and for other purposes.
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
The bill requires exclusion of information relating to certain evictions from consumer reports Section 605(a) of the Fair Credit Reporting Act (15 U.S.C. It relies on definition changes, reporting requirements, and compliance mandates. The main policy areas are Homeowners, Criminal Justice, and Housing.
Who Benefits and How
Public beneficiaries or protected communities affected by the clause could face reduced risk.
Who Bears the Burden and How
Federal, state, or local agencies responsible for implementing the clause would take on compliance duties, Homeowners, tenants, or housing market participants affected by the bill would take on compliance duties, and Disaster response agencies and disaster-affected communities would take on compliance duties.
Key Provisions
- Requires exclusion of information relating to certain evictions from consumer reports Section 605(a) of the Fair Credit Reporting Act (15 U.S.C.
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.
At a Glance
What This Bill Does
The bill requires exclusion of information relating to certain evictions from consumer reports Section 605(a) of the Fair Credit Reporting Act (15 U.S.C.
Key Policy Areas
Homeowners, Criminal Justice, Housing
Primary Purpose
The bill requires exclusion of information relating to certain evictions from consumer reports Section 605(a) of the Fair Credit Reporting Act (15 U.S.C.
Policy Domains
Whole bill
Identified Gains
- Public beneficiaries or protected communities affected by the clause
Identified Costs
- Federal, state, or local agencies responsible for implementing the clause
- Homeowners, tenants, or housing market participants affected by the bill
- Disaster response agencies and disaster-affected communities
Sponsors
Legislative Progress
IntroducedMr. Cohen introduced the following bill; which was referred to …
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
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