HR3799-118

Reported

To amend the Internal Revenue Code of 1986 to provide for health reimbursement arrangements integrated with individual health insurance coverage.

118th Congress Introduced Jun 5, 2023

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, To amend the Internal Revenue Code of 1986 to provide for health reimbursement arrangements integrated with individual health insurance coverage., changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Healthcare, Labor.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section H8F90516B24BA49A4ABF0B44D5A8962EB: 101. Short title This title may be cited as the Association Health Plans Act.
  • Section H8473B4F6D43849378D63AF90687CDAF8: 102. Treatment of group or association of employers Section 3(5) of the Employee Retirement Income Security Act of 1974 (29 U.S.C. 1002(5)) is amended— by...
  • Section H4587DD289C8A460DA98FAC31A02351D4: 103. Rules applicable to group health plans established and maintained by a group or association of employers Part 7 of subtitle B of title I of the Employee...
  • Section H9FBA25A1B68F4F8088E50E3B649F8FF7: 736. Rules applicable to group health plans established and maintained by a group or association of employers In the case of a group health plan established...
  • Section H022C74B6731745D693754C39712437C4: 104. Rule of construction Nothing in this title shall be construed to exempt a group health plan which is an employee welfare benefit plan offered through a...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, To amend the Internal Revenue Code of 1986 to provide for health reimbursement arrangements integrated with individual health insurance coverage., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance, Healthcare, Labor

Primary Purpose

This bill, To amend the Internal Revenue Code of 1986 to provide for health reimbursement arrangements integrated with individual health insurance coverage., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance Healthcare Labor

Whole bill

Identified Gains
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: eh
financial institutions, investors, and borrowers: , ,
Identified Costs
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: eh
federal implementing agencies: , ,
financial institutions, investors, and borrowers: , ,

Legislative Progress

Reported
Introduced Committee Passed
Jun 12, 2023

Additional sponsor: Ms. Malliotakis

Jun 12, 2023

Reported with an amendment, committed to the Committee of the …

Jun 5, 2023

Mr. Hern introduced the following bill; which was referred to …

Stakeholder Effects

cui bono?

How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.

Financial Services
3 mentions across 1 clause
+2 positive -1 negative

Group health insurance carriers, Individual health insurance carriers, Insurance brokers and agents specializing in individual market

Positive-direction: Individual health insurance carriers, Insurance brokers and agents specializing in individual market

Negative-direction: Group health insurance carriers

All Industries
1 mention across 1 clause
+1 positive

Small and medium-sized employers

Administrative Services
1 mention across 1 clause
+1 positive

HRA administration service providers

2/2
sections analyzed
Full impact breakdown

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Healthcare Labor
Actor Mappings
"the_secretary"
→ The Secretary identified in the operative section

Key Definitions

Terms defined in this bill

1 term
"self-employed individual" §H8473B4F6D43849378D63AF90687CDAF8

an individual who— does not have any common law employees

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology