HR3645-119

Reported

To amend the Securities Act of 1933 to raise the offering amount threshold for when issuers using the crowdfunding exemption are required to file financial statements reviewed by a public accountant who is independent of the issuer, and for other purposes.

119th Congress Introduced May 29, 2025

At a Glance

Read full bill text

Legislative Progress

Reported
Introduced Committee Passed
Jul 15, 2025

Reported with an amendment, committed to the Committee of the …

May 29, 2025

Mr. Meuser (for himself, Ms. De La Cruz, Mrs. McClain, …

Summary

What This Bill Does

Increases the threshold for when crowdfunding issuers must obtain financial statement review by a public accountant from 100K to 250K. SEC may further increase to 400K.

Who Benefits and How

  • Small crowdfunding issuers save costs on CPA reviews for smaller offerings
  • Small businesses face lower barriers to crowdfunding capital
  • Entrepreneurs can raise more without accountant review requirements

Who Bears the Burden and How

  • Investors lose some due diligence protection on mid-sized offerings
  • SEC may increase threshold further based on advocate recommendations

Key Provisions

  • Threshold raised from 100K to 250K for CPA review
  • SEC may increase to 400K based on advocate recommendations
  • Requires recommendation from both Small Business and Investor advocates
  • Technical corrections to section references
Model: claude-opus-4
Generated: Jan 10, 2026 17:11

Evidence Chain:

This summary is derived from the structured analysis below. See "Detailed Analysis" for per-title beneficiaries/burden bearers with clause-level evidence links.

Primary Purpose

Raises crowdfunding offering threshold requiring CPA review from 100K to 250K

Policy Domains

Securities Small Business Crowdfunding

Legislative Strategy

"Reduce crowdfunding costs for small issuers by raising review threshold"

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Securities Crowdfunding
Actor Mappings
"the_commission"
→ SEC

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology