HR3484-119

Reported

To terminate unused authorities of the Securities and Exchange Commission that were established pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act.

119th Congress Introduced May 19, 2025

Legislative Progress

Reported
Introduced Committee Passed
Nov 4, 2025

Additional sponsors: Mr. Hudson, Mr. Baumgartner, Mr. Williams of Texas, …

Nov 4, 2025

Reported with an amendment, committed to the Committee of the …

May 19, 2025

Mr. Barr (for himself, Mr. Emmer, Mr. Westerman, and Mrs. …

Summary

What This Bill Does

Terminates several unused SEC authorities from Dodd-Frank including power to restrict mandatory arbitration, impose fiduciary duties, and establish standards of conduct for broker-dealers.

Who Benefits and How

  • Broker-dealers no longer face potential SEC fiduciary rule
  • Financial industry removes regulatory uncertainty
  • Businesses retain ability to require arbitration agreements

Who Bears the Burden and How

  • Investors lose potential future protections from repealed authorities
  • Consumer advocates see regulatory tools eliminated
  • SEC loses authorities it has not yet used

Key Provisions

  • Repeals SEC arbitration restriction authority
  • Removes authority for retail investor fiduciary study/rules
  • Eliminates standards of conduct rulemaking authority
  • Targets Dodd-Frank investor protection provisions
Model: claude-opus-4
Generated: Jan 10, 2026 17:33

Evidence Chain:

This summary is derived from the structured analysis below. See "Detailed Analysis" for per-title beneficiaries/burden bearers with clause-level evidence links.

Primary Purpose

Repeals unused SEC authorities on arbitration restrictions, fiduciary duties, and standards of conduct

Policy Domains

Securities Financial Regulation Investor Protection

Legislative Strategy

"Remove unused regulatory authorities to prevent future rulemaking"

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Securities Financial Regulation

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

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