To provide for a moratorium on evictions from and foreclosures on residences during a major disaster or emergency, and for other purposes.
Summary
What This Bill Does
The bill requires eviction moratorium In the case of any disaster, the lessor, landlord, or owner, including any individual with a legal right to pursue eviction or a possessory action, of a covered dwelling that is located, requires foreclosure moratorium Except with respect to a vacant or abandoned property, in the case of any disaster, a servicer of a covered mortgage loan on a property located within the disaster area may not, during, and requires definitions For purposes of this Act, the following definitions shall apply: The term covered dwelling means a dwelling that is occupied by a tenant— pursuant to a residential lease; or without a lease or. It relies on compliance mandates and definition changes. The main policy areas are Homeowners, Criminal Justice, Housing, and Finance.
Who Benefits and How
Public beneficiaries or protected communities affected by the clause could face reduced risk.
Who Bears the Burden and How
Federal, state, or local agencies responsible for implementing the clause would take on compliance duties, Homeowners, tenants, or housing market participants affected by the bill would take on compliance duties, and Disaster response agencies and disaster-affected communities would take on compliance duties.
Key Provisions
- Requires eviction moratorium In the case of any disaster, the lessor, landlord, or owner, including any individual with a legal right to pursue eviction or a possessory action, of a covered dwelling that is located...
- Requires foreclosure moratorium Except with respect to a vacant or abandoned property, in the case of any disaster, a servicer of a covered mortgage loan on a property located within the disaster area may not, during...
- Requires definitions For purposes of this Act, the following definitions shall apply: The term covered dwelling means a dwelling that is occupied by a tenant— pursuant to a residential lease; or without a lease or...
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.
At a Glance
What This Bill Does
The bill requires eviction moratorium In the case of any disaster, the lessor, landlord, or owner, including any individual with a legal right to pursue eviction or a possessory action, of a covered dwelling that is located, requires foreclosure moratorium Except with respect to a vacant or abandoned property, in the case of any disaster, a servicer of a covered mortgage loan on a property located within the disaster area may not, during, and requires definitions For purposes of this Act, the following definitions shall apply: The term covered dwelling means a dwelling that is occupied by a tenant— pursuant to a residential lease; or without a lease or.
Key Policy Areas
Homeowners, Criminal Justice, Housing, Finance
Primary Purpose
The bill requires eviction moratorium In the case of any disaster, the lessor, landlord, or owner, including any individual with a legal right to pursue eviction or a possessory action, of a covered dwelling that is located, requires foreclosure moratorium Except with respect to a vacant or abandoned property, in the case of any disaster, a servicer of a covered mortgage loan on a property located within the disaster area may not, during, and requires definitions For purposes of this Act, the following definitions shall apply: The term covered dwelling means a dwelling that is occupied by a tenant— pursuant to a residential lease; or without a lease or.
Policy Domains
Whole bill
Identified Gains
- Public beneficiaries or protected communities affected by the clause
Identified Costs
- Federal, state, or local agencies responsible for implementing the clause
- Homeowners, tenants, or housing market participants affected by the bill
- Disaster response agencies and disaster-affected communities
- Financial services firms and customers affected by the bill
- Environmental and public health interests affected by the bill
Legislative Progress
IntroducedMrs. Cherfilus-McCormick introduced the following bill; which was referred to …
Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
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