HR2978-118

Introduced

To amend the Internal Revenue Code of 1986 to exclude from gross income any interest paid on an overpayment of tax in the case of an individual or small business.

118th Congress Introduced Apr 27, 2023

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

The bill creates short title This Act may be cited as the Cutting Paperwork for Taxpayers Act, requires interest received on overpayments Part III of subchapter B of chapter 1 of the Internal Revenue Code of 1986 is amended by inserting before section 140 the following new section: In the case of an individual, and requires interest received on tax overpayments In the case of an individual or an eligible small business described in section 44(b)(1), gross income shall not include any interest allowed and paid upon an overpayment. It relies on tax rate changes, compliance mandates, and definition changes. The main policy areas are Business and Finance.

Who Benefits and How

Public beneficiaries or protected communities affected by the clause could face reduced risk and Businesses and employers affected by the bill could face reduced risk.

Who Bears the Burden and How

Federal, state, or local agencies responsible for implementing the clause would take on compliance duties and Businesses and employers affected by the bill would take on compliance duties.

Key Provisions

  • Creates short title This Act may be cited as the Cutting Paperwork for Taxpayers Act.
  • Requires interest received on overpayments Part III of subchapter B of chapter 1 of the Internal Revenue Code of 1986 is amended by inserting before section 140 the following new section: In the case of an individual...
  • Requires interest received on tax overpayments In the case of an individual or an eligible small business described in section 44(b)(1), gross income shall not include any interest allowed and paid upon an overpayment...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

The bill creates short title This Act may be cited as the Cutting Paperwork for Taxpayers Act, requires interest received on overpayments Part III of subchapter B of chapter 1 of the Internal Revenue Code of 1986 is amended by inserting before section 140 the following new section: In the case of an individual, and requires interest received on tax overpayments In the case of an individual or an eligible small business described in section 44(b)(1), gross income shall not include any interest allowed and paid upon an overpayment.

Key Policy Areas

Business, Finance

Primary Purpose

The bill creates short title This Act may be cited as the Cutting Paperwork for Taxpayers Act, requires interest received on overpayments Part III of subchapter B of chapter 1 of the Internal Revenue Code of 1986 is amended by inserting before section 140 the following new section: In the case of an individual, and requires interest received on tax overpayments In the case of an individual or an eligible small business described in section 44(b)(1), gross income shall not include any interest allowed and paid upon an overpayment.

Policy Domains

Business Finance

Whole bill

Identified Gains
  • Public beneficiaries or protected communities affected by the clause
  • Businesses and employers affected by the bill
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Businesses and employers affected by the bill:
Public beneficiaries or protected communities affected by the clause: ,
Identified Costs
  • Federal, state, or local agencies responsible for implementing the clause
  • Businesses and employers affected by the bill
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Businesses and employers affected by the bill: ,
Federal, state, or local agencies responsible for implementing the clause: ,

Legislative Progress

Introduced
Introduced Committee Passed
Apr 27, 2023

Ms. Spanberger (for herself and Mrs. Kim of California) introduced …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Business Finance

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology