HR2963-118

Introduced

To provide for further congressional oversight of the Financial Crimes Enforcement Network (FinCEN), and for other purposes.

118th Congress Introduced Apr 27, 2023

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

The bill requires transparency with controlling documents As used in this section, the term controlling document refers to any record (as defined in section 3301 of title 44, United States Code) issued by or under the authority and defines bank Secrecy Act defined In this Act, the term Bank Secrecy Act means— section 21 of the Federal Deposit Insurance Act (12 U.S.C. It relies on definition changes, compliance mandates, product standards, and exemptions. The main policy areas are Finance, Criminal Justice, Environmental Groups, and Environment.

Who Benefits and How

Law enforcement, justice-system actors, and affected communities could face lower compliance burdens, Homeowners, tenants, or housing market participants affected by the bill could face lower compliance burdens, and Financial services firms and customers affected by the bill could face lower compliance burdens.

Who Bears the Burden and How

Federal, state, or local agencies responsible for implementing the clause would take on compliance duties, Law enforcement, justice-system actors, and affected communities would take on compliance duties, and Financial services firms and customers affected by the bill would take on compliance duties.

Key Provisions

  • Requires transparency with controlling documents As used in this section, the term controlling document refers to any record (as defined in section 3301 of title 44, United States Code) issued by or under the authority...
  • Defines bank Secrecy Act defined In this Act, the term Bank Secrecy Act means— section 21 of the Federal Deposit Insurance Act (12 U.S.C.

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

The bill requires transparency with controlling documents As used in this section, the term controlling document refers to any record (as defined in section 3301 of title 44, United States Code) issued by or under the authority and defines bank Secrecy Act defined In this Act, the term Bank Secrecy Act means— section 21 of the Federal Deposit Insurance Act (12 U.S.C.

Key Policy Areas

Finance, Criminal Justice, Environmental Groups, Environment

Primary Purpose

The bill requires transparency with controlling documents As used in this section, the term controlling document refers to any record (as defined in section 3301 of title 44, United States Code) issued by or under the authority and defines bank Secrecy Act defined In this Act, the term Bank Secrecy Act means— section 21 of the Federal Deposit Insurance Act (12 U.S.C.

Policy Domains

Finance Criminal Justice Environmental Groups Environment

Whole bill

Identified Gains
  • Law enforcement, justice-system actors, and affected communities
  • Homeowners, tenants, or housing market participants affected by the bill
  • Financial services firms and customers affected by the bill
  • Environmental and public health interests affected by the bill
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Financial services firms and customers affected by the bill:
Environmental and public health interests affected by the bill:
Law enforcement, justice-system actors, and affected communities:
Homeowners, tenants, or housing market participants affected by the bill:
Identified Costs
  • Federal, state, or local agencies responsible for implementing the clause
  • Law enforcement, justice-system actors, and affected communities
  • Financial services firms and customers affected by the bill
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Financial services firms and customers affected by the bill:
Law enforcement, justice-system actors, and affected communities:
Federal, state, or local agencies responsible for implementing the clause:

Legislative Progress

Introduced
Introduced Committee Passed
Apr 27, 2023

Mr. Loudermilk introduced the following bill; which was referred to …

Stakeholder Effects

cui bono?

How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.

Law Enforcement
2 mentions across 2 clauses
+1 positive -1 negative

Law enforcement, justice-system actors, and affected communities

Law enforcement, justice-system actors, and affected communities faces effects in multiple directions

2/5
sections analyzed
Full impact breakdown

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Criminal Justice Environmental Groups Environment

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology