To raise the consolidated assets threshold under the small bank holding company policy statement, and for other purposes.
Sponsors
Legislative Progress
ReportedAdditional sponsors: Mr. Downing, Mr. Barr, Ms. De La Cruz, …
Reported with an amendment, committed to the Committee of the …
Mr. Donalds (for himself, Mr. Haridopolos, and Mr. Lucas) introduced …
Summary
What This Bill Does
Increases the consolidated asset threshold for small bank and savings and loan holding company treatment from current level to billion. Expands regulatory relief to larger regional institutions.
Who Benefits and How
- Bank holding companies under B qualify for simplified regulatory treatment
- Regional banks gain access to small holding company policy benefits
- Banking industry receives regulatory relief for mid-size institutions
Who Bears the Burden and How
- Federal Reserve must revise policy statement within 180 days
- Systemic risk monitoring covers fewer institutions under simplified rules
Key Provisions
- Threshold raised to billion consolidated assets
- Applies to bank holding companies and S&L holding companies
- Federal Reserve revision required within 180 days
Evidence Chain:
This summary is derived from the structured analysis below. See "Detailed Analysis" for per-title beneficiaries/burden bearers with clause-level evidence links.
Primary Purpose
Raises asset threshold for small bank holding company policy statement to billion
Policy Domains
Legislative Strategy
"Extend small bank regulatory treatment to larger institutions"
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology