To amend the Fair Debt Collection Practices Act to prohibit debt collectors from collecting, or attempting to collect, on a debt of a consumer with respect to which the statute of limitations has expired, and for other purposes.
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
This bill, To amend the Fair Debt Collection Practices Act to prohibit debt collectors from collecting, or attempting to collect, on a debt of a consumer with respect to which the statute of limitations has expired, and for other purposes., changes federal law or congressional policy affecting immigrants, border agencies, and immigration-service providers. The main policy domain is Immigration.
Who Benefits and How
immigrants, border agencies, and immigration-service providers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.
Who Bears the Burden and How
federal implementing agencies, immigrants, border agencies, and immigration-service providers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.
Key Provisions
- Section H21D628A6CB764CE18E189022E9BB56F3: 1. Short title This Act may be cited as the Fair Debt Collection Improvement Act.
- Section HC20F74AA2ECF4AC8827D7F43FAE0E17A: 2. Prohibition on collecting time-barred debt The Fair Debt Collection Practices Act (15 U.S.C. 1692 et seq.) is amended by inserting after section 811 the...
- Section HFB06F0EB657945AF95BE9BF707D5B8CF: 811A. Prohibition on collecting time-barred debt A debt collector may not collect, or attempt to collect, any debt of a consumer with respect to which the...
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers.
At a Glance
What This Bill Does
This bill, To amend the Fair Debt Collection Practices Act to prohibit debt collectors from collecting, or attempting to collect, on a debt of a consumer with respect to which the statute of limitations has expired, and for other purposes., changes federal law or congressional policy affecting immigrants, border agencies, and immigration-service providers.
Key Policy Areas
Immigration
Primary Purpose
This bill, To amend the Fair Debt Collection Practices Act to prohibit debt collectors from collecting, or attempting to collect, on a debt of a consumer with respect to which the statute of limitations has expired, and for other purposes., changes federal law or congressional policy affecting immigrants, border agencies, and immigration-service providers.
Policy Domains
Whole bill
Identified Gains
Contextual inference, no direct clause citation- immigrants, border agencies, and immigration-service providers
Contextual inference, no direct clause citation
Identified Costs
Contextual inference, no direct clause citation- federal implementing agencies
- immigrants, border agencies, and immigration-service providers
Contextual inference, no direct clause citation
Sponsors
Legislative Progress
IntroducedMr. Cohen introduced the following bill; which was referred to …
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "federal_implementing_agencies"
- → Federal agencies assigned duties by the bill
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology