HR2680-118

Introduced

To provide for the restoration of legal rights for claimants under holocaust-era insurance policies.

118th Congress Introduced Apr 18, 2023

Summary

What This Bill Does

The bill creates purposes The purposes of this Act are to— allow for the enforcement of State laws requiring the disclosure of information about Holocaust-era insurance policies, notwithstanding the holding of the Supreme Court, defines definitions In this Act: The term beneficiary includes— a named insured or named beneficiary under a covered policy; and an heir, assignee, or legal representative of a named insured or named beneficiary, and creates private right of action; civil actions This Act creates a new Federal private cause of action and Federal subject matter jurisdiction for a beneficiary of a covered policy to bring a civil action against. It relies on compliance mandates, preemption, definition changes, and appropriations. The main policy areas are Regulated Industries, Finance, and Education.

Who Benefits and How

Public beneficiaries or protected communities affected by the clause could face reduced risk, Regulated entities and members of the public affected by the bill could face reduced risk, and Educational institutions and students affected by the bill could face reduced risk.

Who Bears the Burden and How

Federal, state, or local agencies responsible for implementing the clause would take on compliance duties, Regulated entities and members of the public affected by the bill would take on compliance duties, and Businesses and employers affected by the bill would take on compliance duties.

Key Provisions

  • Creates purposes The purposes of this Act are to— allow for the enforcement of State laws requiring the disclosure of information about Holocaust-era insurance policies, notwithstanding the holding of the Supreme Court...
  • Defines definitions In this Act: The term beneficiary includes— a named insured or named beneficiary under a covered policy; and an heir, assignee, or legal representative of a named insured or named beneficiary...
  • Creates private right of action; civil actions This Act creates a new Federal private cause of action and Federal subject matter jurisdiction for a beneficiary of a covered policy to bring a civil action against...
  • Requires effect of executive agreements and executive foreign policy An executive agreement described in subsection (c)(1) and an executive foreign policy described in subsection (c)(2) shall not supercede or preempt...
  • Requires effect on State laws Nothing in this Act shall supersede or preempt any State law except to the extent the law of the State conflicts with this Act.

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

The bill creates purposes The purposes of this Act are to— allow for the enforcement of State laws requiring the disclosure of information about Holocaust-era insurance policies, notwithstanding the holding of the Supreme Court, defines definitions In this Act: The term beneficiary includes— a named insured or named beneficiary under a covered policy; and an heir, assignee, or legal representative of a named insured or named beneficiary, and creates private right of action; civil actions This Act creates a new Federal private cause of action and Federal subject matter jurisdiction for a beneficiary of a covered policy to bring a civil action against.

Key Policy Areas

Regulated Industries, Finance, Education

Primary Purpose

The bill creates purposes The purposes of this Act are to— allow for the enforcement of State laws requiring the disclosure of information about Holocaust-era insurance policies, notwithstanding the holding of the Supreme Court, defines definitions In this Act: The term beneficiary includes— a named insured or named beneficiary under a covered policy; and an heir, assignee, or legal representative of a named insured or named beneficiary, and creates private right of action; civil actions This Act creates a new Federal private cause of action and Federal subject matter jurisdiction for a beneficiary of a covered policy to bring a civil action against.

Policy Domains

Regulated Industries Finance Education

Whole bill

Identified Gains
  • Public beneficiaries or protected communities affected by the clause
  • Regulated entities and members of the public affected by the bill
  • Educational institutions and students affected by the bill
  • Businesses and employers affected by the bill
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Businesses and employers affected by the bill:
Educational institutions and students affected by the bill:
Regulated entities and members of the public affected by the bill:
Public beneficiaries or protected communities affected by the clause: , , ,
Identified Costs
  • Federal, state, or local agencies responsible for implementing the clause
  • Regulated entities and members of the public affected by the bill
  • Businesses and employers affected by the bill
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Businesses and employers affected by the bill: ,
Regulated entities and members of the public affected by the bill: ,
Federal, state, or local agencies responsible for implementing the clause: , , ,

Legislative Progress

Introduced
Introduced Committee Passed
Apr 18, 2023

Mr. Kustoff (for himself, Ms. Wasserman Schultz, Mr. Garamendi, and …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Regulated Industries Finance Education

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology