HR2490-118

Introduced

To amend the Consumer Financial Protection Act of 2010 to provide for whistleblower incentives and protection, and for other purposes.

118th Congress Introduced Apr 6, 2023

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

The bill creates bureau whistleblower incentives and protection The Consumer Financial Protection Act of 2010 (12 U.S.C, creates whistleblower incentives and protection, and creates amendment to the Consumer Financial Civil Penalty Fund Section 1017(d)(2) of the Consumer Financial Protection Act of 2010 (12 U.S.C. It relies on definition changes, grants, appropriations, and reporting requirements. The main policy areas are Finance, Environmental Groups, Environment, and Foreign Policy.

Who Benefits and How

Financial services firms and customers affected by the bill could face lower compliance burdens, Homeowners, tenants, or housing market participants affected by the bill could face lower compliance burdens, and Foreign businesses and cross-border trade participants affected by the bill could face lower compliance burdens.

Who Bears the Burden and How

Federal, state, or local agencies responsible for implementing the clause would take on compliance duties.

Key Provisions

  • Creates bureau whistleblower incentives and protection The Consumer Financial Protection Act of 2010 (12 U.S.C.
  • Creates whistleblower incentives and protection.
  • Creates amendment to the Consumer Financial Civil Penalty Fund Section 1017(d)(2) of the Consumer Financial Protection Act of 2010 (12 U.S.C.

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

The bill creates bureau whistleblower incentives and protection The Consumer Financial Protection Act of 2010 (12 U.S.C, creates whistleblower incentives and protection, and creates amendment to the Consumer Financial Civil Penalty Fund Section 1017(d)(2) of the Consumer Financial Protection Act of 2010 (12 U.S.C.

Key Policy Areas

Finance, Environmental Groups, Environment, Foreign Policy

Primary Purpose

The bill creates bureau whistleblower incentives and protection The Consumer Financial Protection Act of 2010 (12 U.S.C, creates whistleblower incentives and protection, and creates amendment to the Consumer Financial Civil Penalty Fund Section 1017(d)(2) of the Consumer Financial Protection Act of 2010 (12 U.S.C.

Policy Domains

Finance Environmental Groups Environment Foreign Policy

Whole bill

Identified Gains
  • Financial services firms and customers affected by the bill
  • Homeowners, tenants, or housing market participants affected by the bill
  • Foreign businesses and cross-border trade participants affected by the bill
  • Environmental and public health interests affected by the bill
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Financial services firms and customers affected by the bill: , ,
Environmental and public health interests affected by the bill: ,
Homeowners, tenants, or housing market participants affected by the bill: ,
Foreign businesses and cross-border trade participants affected by the bill: ,
Identified Costs
  • Federal, state, or local agencies responsible for implementing the clause
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Federal, state, or local agencies responsible for implementing the clause: ,

Legislative Progress

Introduced
Introduced Committee Passed
Apr 6, 2023

Mr. Emmer (for himself, Mr. Donalds, Mr. Luetkemeyer, Mr. Meuser, …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Environmental Groups Environment Foreign Policy

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology