HR1842-118

Introduced

To amend the Higher Education Act of 1965 to eliminate origination fees on Federal Direct loans.

118th Congress Introduced Mar 28, 2023

Summary

What This Bill Does

The bill creates short title This Act may be cited as the Student Loan Tax Elimination Act and requires elimination of origination fees on Federal Direct loans Subsection (c) of section 455 of the Higher Education Act of 1965 (20 U.S.C. It relies on tax rate changes and compliance mandates. The main policy areas are Education and Finance.

Who Benefits and How

Financial services firms and customers affected by the bill could face reduced risk and Educational institutions and students affected by the bill could face reduced risk.

Who Bears the Burden and How

Federal, state, or local agencies responsible for implementing the clause would take on compliance duties.

Key Provisions

  • Creates short title This Act may be cited as the Student Loan Tax Elimination Act .
  • Requires elimination of origination fees on Federal Direct loans Subsection (c) of section 455 of the Higher Education Act of 1965 (20 U.S.C.

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

The bill creates short title This Act may be cited as the Student Loan Tax Elimination Act and requires elimination of origination fees on Federal Direct loans Subsection (c) of section 455 of the Higher Education Act of 1965 (20 U.S.C.

Key Policy Areas

Education, Finance

Primary Purpose

The bill creates short title This Act may be cited as the Student Loan Tax Elimination Act and requires elimination of origination fees on Federal Direct loans Subsection (c) of section 455 of the Higher Education Act of 1965 (20 U.S.C.

Policy Domains

Education Finance

Whole bill

Identified Gains
  • Financial services firms and customers affected by the bill
  • Educational institutions and students affected by the bill
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Educational institutions and students affected by the bill: ,
Financial services firms and customers affected by the bill: ,
Identified Costs
  • Federal, state, or local agencies responsible for implementing the clause
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Federal, state, or local agencies responsible for implementing the clause:

Legislative Progress

Introduced
Introduced Committee Passed
Mar 28, 2023

Mr. Smucker introduced the following bill; which was referred to …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Education Finance

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology