HR1654-118

Introduced

To amend the Internal Revenue Code of 1986 to impose a higher rate of tax on bonuses and profits from sales of stock received by executives employed by failing banks that were closed and for which the Federal Deposit Insurance Corporation has been appointed as conservator or receiver.

118th Congress Introduced Mar 17, 2023

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

The bill creates short title This Act may be cited as the Deliver Executive Profits On Seized Institutions to Taxpayers Act or the DEPOSIT Act, creates sense of the Congress It is the sense of the Congress that the revenue raised from the tax imposed under section 1(k) of the Internal Revenue Code of 1986 (as added by section 3) will be returned to the Deposit, and requires higher rate of tax on bonuses and stock profits received by certain bank executives Section 1 of the Internal Revenue Code of 1986 is amended by adding at the end the following new subsection: (k)Rate of tax on. It relies on tax rate changes, definition changes, and compliance mandates. The main policy areas are Finance and Financial Services.

Who Benefits and How

Financial services firms and customers affected by the bill could face reduced risk and Businesses and employers affected by the bill could face lower compliance burdens.

Who Bears the Burden and How

Federal, state, or local agencies responsible for implementing the clause would take on compliance duties and Public beneficiaries or protected communities affected by the clause could face increased risk.

Key Provisions

  • Creates short title This Act may be cited as the Deliver Executive Profits On Seized Institutions to Taxpayers Act or the DEPOSIT Act.
  • Creates sense of the Congress It is the sense of the Congress that the revenue raised from the tax imposed under section 1(k) of the Internal Revenue Code of 1986 (as added by section 3) will be returned to the Deposit...
  • Requires higher rate of tax on bonuses and stock profits received by certain bank executives Section 1 of the Internal Revenue Code of 1986 is amended by adding at the end the following new subsection: (k)Rate of tax on...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

The bill creates short title This Act may be cited as the Deliver Executive Profits On Seized Institutions to Taxpayers Act or the DEPOSIT Act, creates sense of the Congress It is the sense of the Congress that the revenue raised from the tax imposed under section 1(k) of the Internal Revenue Code of 1986 (as added by section 3) will be returned to the Deposit, and requires higher rate of tax on bonuses and stock profits received by certain bank executives Section 1 of the Internal Revenue Code of 1986 is amended by adding at the end the following new subsection: (k)Rate of tax on.

Key Policy Areas

Finance, Financial Services

Primary Purpose

The bill creates short title This Act may be cited as the Deliver Executive Profits On Seized Institutions to Taxpayers Act or the DEPOSIT Act, creates sense of the Congress It is the sense of the Congress that the revenue raised from the tax imposed under section 1(k) of the Internal Revenue Code of 1986 (as added by section 3) will be returned to the Deposit, and requires higher rate of tax on bonuses and stock profits received by certain bank executives Section 1 of the Internal Revenue Code of 1986 is amended by adding at the end the following new subsection: (k)Rate of tax on.

Policy Domains

Finance Financial Services

Whole bill

Identified Gains
  • Financial services firms and customers affected by the bill
  • Businesses and employers affected by the bill
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Businesses and employers affected by the bill:
Financial services firms and customers affected by the bill: , ,
Identified Costs
  • Federal, state, or local agencies responsible for implementing the clause
  • Public beneficiaries or protected communities affected by the clause
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Public beneficiaries or protected communities affected by the clause:
Federal, state, or local agencies responsible for implementing the clause:

Legislative Progress

Introduced
Introduced Committee Passed
Mar 17, 2023

Mr. Schiff (for himself, Mr. Levin, Mr. Gomez, Mr. Takano, …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Financial Services

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology