To provide authority to the Secretary of the Treasury to take special measures against certain entities outside of the United States of primary money laundering concern in connection with illicit fentanyl and narcotics financing, and for other purposes.
Sponsors
Legislative Progress
ReportedAdditional sponsors: Mr. Moore of North Carolina, Mr. Barr, and …
Reported with an amendment, committed to the Committee of the …
Mr. Ogles (for himself, Ms. De La Cruz, Mr. Meuser, …
Summary
What This Bill Does
The Stop Fentanyl Money Laundering Act of 2025 gives the Secretary of the Treasury new authority to target foreign financial institutions and transactions linked to fentanyl trafficking and money laundering. It aims to disrupt the financial networks that enable drug cartels and Chinese money launderers to profit from the deadly fentanyl trade.
Who Benefits and How
Law enforcement agencies and anti-money laundering investigators gain new tools to identify and block suspicious financial activity. Communities devastated by the opioid epidemic may benefit from disrupted drug supply chains. U.S. financial institutions receive clearer guidance on detecting and reporting narcotics-related money laundering, helping them avoid unknowingly facilitating criminal activity.
Who Bears the Burden and How
U.S. banks and financial institutions face increased compliance requirements, including new reporting obligations and due diligence procedures for suspicious transactions involving foreign entities. The Financial Crimes Enforcement Network (FinCEN) and Government Accountability Office (GAO) must dedicate resources to producing new advisories, guidance, and reports within strict deadlines. Foreign financial institutions identified as money laundering concerns may face restrictions on their access to the U.S. financial system.
Key Provisions
- Authorizes the Treasury Secretary to designate foreign financial institutions or jurisdictions as "primary money laundering concerns" related to fentanyl trafficking and impose special measures against them
- Requires FinCEN to issue updated guidance to banks on identifying Chinese money laundering networks that facilitate fentanyl trafficking
- Mandates new reporting procedures for suspicious transactions linked to transnational criminal organizations involved in narcotics trafficking
- Protects classified information used in Treasury designations from public disclosure during judicial review
- Requires a GAO report studying lessons from past drug crises (including the 1980s crack epidemic) to inform current anti-opioid strategies
Evidence Chain:
This summary is derived from the structured analysis below. See "Detailed Analysis" for per-title beneficiaries/burden bearers with clause-level evidence links.
Primary Purpose
This bill aims to provide authority to the Secretary of the Treasury to take special measures against certain entities outside of the United States that are involved in primary money laundering concern in connection with illicit fentanyl and narcotics financing.
Policy Domains
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "the_secretary"
- → Secretary of the Treasury
Note: The Secretary refers to Treasury in Title I but no other Titles
Key Definitions
Terms defined in this bill
Protections for reports filed under section 5318(g) of title 31, United States Code
Fines and penalties for non-compliance with orders, regulations, or special measures imposed under the bill
Procedures for bringing civil actions to enforce compliance with orders, regulations, or special measures
Actions taken by domestic financial institutions to prevent or mitigate the risk of money laundering
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology