HR15-118

Introduced

To prohibit discrimination on the basis of sex, gender identity, and sexual orientation, and for other purposes.

118th Congress Introduced Jun 21, 2023

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, To prohibit discrimination on the basis of sex, gender identity, and sexual orientation, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Housing, Civil Rights.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section H555D4DF3D9C5428085E75AFE3FD7A6B6: 1. Short title This Act may be cited as the Equality Act.
  • Section HC85E70BBC575439F921390BBF5A66702: 2. Findings and purpose Congress finds the following: Discrimination can occur on the basis of the sex, sexual orientation, gender identity, pregnancy,...
  • Section HDD2D8ADF0A7B4DD287F7FFF2E2451541: 3. Public accommodations Section 201 of the Civil Rights Act of 1964 (42 U.S.C. 2000a) is amended— in subsection (a), by inserting sex (including sexual...
  • Section H8EA5C54DA64943289812A1986B056A90: 208. Rule of construction A reference in this title to an establishment— shall be construed to include an individual whose operations affect commerce and who...
  • Section H8DAB4C93AE6240EC88E5BEE079F1F308: 4. Desegregation of public facilities Section 301(a) of the Civil Rights Act of 1964 (42 U.S.C. 2000b(a)) is amended by inserting sex (including sexual...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, To prohibit discrimination on the basis of sex, gender identity, and sexual orientation, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance, Housing, Civil Rights

Primary Purpose

This bill, To prohibit discrimination on the basis of sex, gender identity, and sexual orientation, and for other purposes., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance Housing Civil Rights

Whole bill

Identified Gains
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
financial institutions, investors, and borrowers: ,
Identified Costs
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
federal implementing agencies: ,
financial institutions, investors, and borrowers: ,

Legislative Progress

Introduced
Introduced Committee Passed
Jun 21, 2023

Mr. Takano (for himself, Ms. Adams, Mr. Aguilar, Mr. Allred, …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Housing Civil Rights
Actor Mappings
"the_commission"
→ The commission identified in the operative section

Key Definitions

Terms defined in this bill

2 terms
"sexual orientation" §H573F89E86FD548A0B7705DCD479B9BA7

homosexuality, heterosexuality, or bisexuality. In a covered title referred to in subsection (a)— (with respect to sex) pregnancy, childbirth, or a related medical condition shall not receive less favorable treatment than other physical conditions

"sexual orientation" §HFF6D56BEDDEB460B8D3E0E416E746646

homosexuality, heterosexuality, or bisexuality. In a covered title referred to in subsection (a)— (with respect to sex) pregnancy, childbirth, or a related medical condition shall not receive less favorable treatment than other physical conditions

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology