HR1314-119

Introduced

To amend the Fair Labor Standards Act of 1938 to eliminate the separate minimum wage for tipped employees, and for other purposes.

119th Congress Introduced Feb 13, 2025

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

The bill exempts preserves qualifying payment counts for consolidated and refinanced loans under PSLF, repeals eliminates interest capitalization on student loans when payments are deferred, and requires GAO study on data matching agreements for automatic PSLF certification. It relies on exemptions, tax rate changes, and reporting requirements. The main policy areas are Labor.

Who Benefits and How

Student loan borrowers with deferred payments could see lower costs and PSLF borrowers who consolidate could face lower compliance burdens.

Who Bears the Burden and How

Federal student loan program could lose revenue opportunities and Government Accountability Office would take on compliance duties.

Key Provisions

  • Exempts preserves qualifying payment counts for consolidated and refinanced loans under PSLF.
  • Repeals eliminates interest capitalization on student loans when payments are deferred.
  • Requires GAO study on data matching agreements for automatic PSLF certification.

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

The bill exempts preserves qualifying payment counts for consolidated and refinanced loans under PSLF, repeals eliminates interest capitalization on student loans when payments are deferred, and requires GAO study on data matching agreements for automatic PSLF certification.

Key Policy Areas

Labor

Primary Purpose

The bill exempts preserves qualifying payment counts for consolidated and refinanced loans under PSLF, repeals eliminates interest capitalization on student loans when payments are deferred, and requires GAO study on data matching agreements for automatic PSLF certification.

Policy Domains

Labor

Whole bill

Identified Gains
  • Student loan borrowers with deferred payments
  • PSLF borrowers who consolidate
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
PSLF borrowers who consolidate:
Student loan borrowers with deferred payments:
Identified Costs
  • Federal student loan program
  • Government Accountability Office
Model: codex-gpt-5:bulk-repair | Version: bill_summary_v2 | Source: ih
Federal student loan program:
Government Accountability Office:

Legislative Progress

Introduced
Introduced Committee Passed
Feb 13, 2025

Mr. Horsford (for himself, Mr. Norcross, Ms. Titus, Ms. Lee …

Stakeholder Effects

cui bono?

How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.

General Public
2 mentions across 2 clauses
+2 positive

PSLF borrowers who consolidate, Student loan borrowers with deferred payments

Government
2 mentions across 2 clauses
-2 negative

Federal student loan program, Government Accountability Office

3/4
sections analyzed
Full impact breakdown

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Labor
Actor Mappings
"secretary_of_treasury"
→ Secretary of the Treasury

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology