To establish the Federal Infrastructure Bank to facilitate investment in, and the long-term financing of, economically viable United States infrastructure projects that provide a public benefit, and for other purposes.
Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.
Summary
What This Bill Does
The bill defines key terms for the Federal Infrastructure Bank Act including eligible entities, infrastructure projects, and what qualifies as rural areas. Establishes the broad scope of infrastructure categories covered, establishes process for Treasury Secretary to select a Formation Agent to create the Federal Infrastructure Bank Holding Company. The Holding Company will be privately owned with a 7-member board, and shareholders, and creates the Federal Infrastructure Bank as a Delaware corporation wholly owned by the Holding Company, with a national bank charter from the Comptroller of the Currency. It relies on appropriations, loan guarantees, tax credits, and definition changes. The main policy areas are Finance, Housing, Foreign Policy, and Energy.
Who Benefits and How
Federal Infrastructure Bank could gain revenue opportunities, Investors in Federal Infrastructure Bank Holding Company could see lower costs, and Federal Infrastructure Bank Holding Company could see lower costs.
Who Bears the Burden and How
Treasury Department could face higher costs, Chinese government-affiliated entities could face higher barriers, and US Treasury (tax revenue) could lose revenue opportunities.
Key Provisions
- Defines key terms for the Federal Infrastructure Bank Act including eligible entities, infrastructure projects, and what qualifies as rural areas. Establishes the broad scope of infrastructure categories covered.
- Establishes process for Treasury Secretary to select a Formation Agent to create the Federal Infrastructure Bank Holding Company. The Holding Company will be privately owned with a 7-member board, and shareholders...
- Creates the Federal Infrastructure Bank as a Delaware corporation wholly owned by the Holding Company, with a national bank charter from the Comptroller of the Currency.
- Authorizes the Bank to provide equity investments, direct loans, indirect loans, and loan guarantees for revenue-producing infrastructure projects.
- Authorizes Holding Company to issue equity securities and bonds up to 30 years.
Evidence Chain:
This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.
At a Glance
What This Bill Does
The bill defines key terms for the Federal Infrastructure Bank Act including eligible entities, infrastructure projects, and what qualifies as rural areas. Establishes the broad scope of infrastructure categories covered, establishes process for Treasury Secretary to select a Formation Agent to create the Federal Infrastructure Bank Holding Company. The Holding Company will be privately owned with a 7-member board, and shareholders, and creates the Federal Infrastructure Bank as a Delaware corporation wholly owned by the Holding Company, with a national bank charter from the Comptroller of the Currency.
Key Policy Areas
Finance, Housing, Foreign Policy, Energy
Primary Purpose
The bill defines key terms for the Federal Infrastructure Bank Act including eligible entities, infrastructure projects, and what qualifies as rural areas. Establishes the broad scope of infrastructure categories covered, establishes process for Treasury Secretary to select a Formation Agent to create the Federal Infrastructure Bank Holding Company. The Holding Company will be privately owned with a 7-member board, and shareholders, and creates the Federal Infrastructure Bank as a Delaware corporation wholly owned by the Holding Company, with a national bank charter from the Comptroller of the Currency.
Policy Domains
Federal Infrastructure Bank Act of 2025
Identified Gains
- Federal Infrastructure Bank
- Investors in Federal Infrastructure Bank Holding Company
- Federal Infrastructure Bank Holding Company
- US institutional investors
- Private equity funds
Identified Costs
- Treasury Department
- Chinese government-affiliated entities
- US Treasury (tax revenue)
- US Treasury (federal tax revenue)
- US taxpayers (general)
Sponsors
Legislative Progress
IntroducedMr. Webster of Florida (for himself and Mr. Carbajal) introduced …
Stakeholder Effects
cui bono?How this legislation distributes effects. Mention counts reflect frequency, not effect magnitude.
Federal Infrastructure Bank, Federal Infrastructure Bank Holding Company, Infrastructure finance firms with experience
Federal Infrastructure Bank faces effects in multiple directions
Federal Reserve Board, Treasury Department, US Treasury (federal tax revenue)
Highway and bridge construction firms, Infrastructure developers and construction companies, Infrastructure developers in rural areas
Rural communities, State and local governments, State and local governments (tax revenue)
Positive-direction: Rural communities, State and local governments
Negative-direction: State and local governments (tax revenue)
Chinese government-affiliated entities, Foreign investors (non-US)
Water treatment facility operators
Bill Structure & Actor Mappings
Who is "The Secretary" in each section?
- "the_bank"
- → Federal Infrastructure Bank
- "the_board"
- → Board of Governors of the Federal Reserve System
- "the_secretary"
- → Secretary of the Treasury
- "the_formation_agent"
- → Formation Agent selected by Treasury
- "the_holding_company"
- → Federal Infrastructure Bank Holding Company
Key Definitions
Terms defined in this bill
The Federal Infrastructure Bank established under section 4
A corporation, LLC, partnership, public-private partnership, joint venture, trust, State, governmental entity, revolving fund, or State infrastructure bank
The Federal Infrastructure Bank Holding Company established under section 3
Construction, consolidation, alteration, operations, maintenance, or repair of projects providing public benefit in categories including highways, ports, airports, pipelines, energy transmission, rail, transit, waterways, water treatment, dams, and other public benefit infrastructure
Any area not in a metropolitan statistical area with a population of 50,000 or more
We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.
Learn more about our methodology