HR10009-118

Introduced

To improve the safety of, affordability of, and access to housing.

118th Congress Introduced Oct 18, 2024

Analysis under review: This bill has generated analysis that may be too generic or incomplete. Clause-level evidence remains available below.

Summary

What This Bill Does

This bill, To improve the safety of, affordability of, and access to housing., changes federal law or congressional policy affecting financial institutions, investors, and borrowers. The main policy domain is Finance, Housing, Government Operations.

Who Benefits and How

financial institutions, investors, and borrowers may benefit from new authority, funding, eligibility, regulatory clarity, or reduced risk created by the bill.

Who Bears the Burden and How

federal implementing agencies, financial institutions, investors, and borrowers may take on implementation duties, reporting obligations, compliance costs, or oversight responsibilities.

Key Provisions

  • Section H1427DDFE2CF34DCFAFA47B65F10F5799: 1. Short title; Table of contents This Act may be cited as the Revitalizing America’s Housing Act. The table of contents for this Act is as follows:
  • Section H7974A535E59B41ABA79133808C9D7B93: 101. Identification of regulatory barriers to affordable housing in HUD annual report Section 8 of the Department of Housing and Urban Development Act (42...
  • Section HD1B1E7E12C164405A55B4FAFC6BCE749: 102. Opportunity zones transparency, extension, and improvement Section 1400Z–1 of the Internal Revenue Code of 1986 is amended by adding at the end the...
  • Section HDAD3DE5CE3ED464588AD811D2A2FDC0F: 6039K. Returns with respect to qualified opportunity funds Every qualified opportunity fund shall file an annual return (at such time and in such manner as the...
  • Section HE4BC268D8C4F49C7905EBA2FB451EC07: 6039L. Information on persons investing in qualified opportunity funds Every taxpayer who makes an investment in a qualified opportunity fund shall provide an...

Evidence Chain:

This summary is generated from the full bill text using AI analysis. Expand "Detailed Analysis" below for identified beneficiaries/burden bearers with clause-level evidence links.

At a Glance

What This Bill Does

This bill, To improve the safety of, affordability of, and access to housing., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Key Policy Areas

Finance, Housing, Government Operations

Primary Purpose

This bill, To improve the safety of, affordability of, and access to housing., changes federal law or congressional policy affecting financial institutions, investors, and borrowers.

Policy Domains

Finance Housing Government Operations

Whole bill

Identified Gains
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
financial institutions, investors, and borrowers: ,
Identified Costs
  • federal implementing agencies
  • financial institutions, investors, and borrowers
Model: codex-gpt-5 | Version: bill_summary_v2 | Source: ih
federal implementing agencies: ,
financial institutions, investors, and borrowers: ,

Legislative Progress

Introduced
Introduced Committee Passed
Oct 18, 2024

Mr. Lawler introduced the following bill; which was referred to …

Impact analysis is available but no clear stakeholder effects identified. View clause-level analysis →

Bill Structure & Actor Mappings

Who is "The Secretary" in each section?

Domains
Finance Housing Government Operations
Actor Mappings
"secretary_of_energy"
→ Secretary of Energy
"secretary_of_treasury"
→ Secretary of the Treasury
"secretary_of_agriculture"
→ Secretary of Agriculture
"secretary_of_housing_and_urban_development"
→ Secretary of Housing and Urban Development

Key Definitions

Terms defined in this bill

4 terms
"small dollar mortgage" §H69E3944292FE484A9537C8753404FF53

a mortgage loan that— has an original principal obligation of not more than $70,000

"residential mold inspection" §HB07ED1800B0045DAAA191B8901FAD038

an inspection, by a certified or licensed mold inspector or other indoor environmental professional, including through the Real Estate Assessment Center, of real property that is designed to discover— indoor mold growth in residential properties

"covered housing" §HC9E6E380125E42DC9DA61F0563F78C83

a dwelling unit receiving project-based rental assistance or tenant-based rental assistance under section 8 of the United States Housing Act of 1937 (42 U.S.C. 1437f)

"qualified volunteer first responder" §HD3A0BD35958242BDAB6CBC94C9988016

any individual who— is a bona fide volunteer performing qualified services for an eligible employer

We use a combination of our own taxonomy and classification in addition to large language models to assess meaning and potential beneficiaries. High confidence means strong textual evidence. Always verify with the original bill text.

Learn more about our methodology